The Student Loan for Your Future

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Smart Option Student Loan® for Citadel by Sallie Mae®

For Borrowers Attending Degree-Granting Institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

Multiple Payment Options

Choose from multiple in-school repayment options including deferred, fixed, or interest-only.

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Money Stack

Variable or Fixed

For even greater flexibility, enjoy a choice of competitive fixed or variable interest rates.

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No Origination Fees

There is no origination fee and no prepayment penalty.

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Additional Features

  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists
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Best For...
If college savings, scholarships, and federal loans don’t cover the full cost of college
Those looking to choose from multiple repayment options to finance college

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Ensuring you have the resources to fund an education is a stressful process. Before cosigning a student loan or tapping into your retirement money, learn about these important factors.

Sallie Mae® is a non-affiliated third party partner of Citadel. 

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