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The Student Loan for Your Future
Smart Option Student Loan® for Citadel by Sallie Mae®
For Borrowers Attending Degree-Granting Institutions
Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.
Multiple Payment Options
Choose from multiple in-school repayment options including deferred, fixed, or interest-only.
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Variable or Fixed
For even greater flexibility, enjoy a choice of competitive fixed or variable interest rates.
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No Origination Fees
There is no origination fee and no prepayment penalty.
Additional Features
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
Best For...
If college savings, scholarships, and federal loans don’t cover the full cost of college
Those looking to choose from multiple repayment options to finance college
Sallie Mae® is a non-affiliated third party partner of Citadel.