Individual Retirement Accounts

Compare Citadel’s Individual Retirement Accounts to find the best option for your retirement plan. We offer an IRA Money Market Account with a low minimum investment requirement and IRA Certificates with flexible terms and high rates. All of our accounts are available as Traditional or Roth IRAs.

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**Citadel is recognized as a Forbes 2021 Best-in-State Credit Union and in the top 1 percent for returning value nationwide in the 2021 Callahan & Associates Return to Member scoring.

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  • IRA Money Market Account

    At a Glance:

    Our IRA Money Market account offers a low investment requirement and high IRA Rates. Take advantage of our retirement calculator to see how much you’d save. Learn more today.


    High Rates; Low Minimum Investment; Traditional or Roth

  • IRA Certificates

    At a Glance:

    Learn more about Citadel’s IRA certificate options, and calculate how much you’d save with various terms by using our retirement calculator.


    High Rates; Flexible Terms; Traditional or Roth

    Open an Account

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