Individual Retirement Accounts

Compare Citadel’s Individual Retirement Accounts to find the best option for your retirement plan. We offer an IRA Money Market Account with a low minimum investment requirement and IRA Certificates with flexible terms and high rates. All of our accounts are available as Traditional or Roth IRAs.

The Smart Place to Save

    Now Comparing:

    No items selected
    Select at least 2 items to compare
  • IRA Money Market Account

    At a Glance:

    Our IRA Money Market account offers a low investment requirement and high IRA Rates. Take advantage of our retirement calculator to see how much you’d save. Learn more today.


    High Rates; Low Minimum Investment; Traditional or Roth

  • IRA Certificates

    At a Glance:

    Learn more about Citadel’s IRA certificate options, and calculate how much you’d save with various terms by using our retirement calculator.


    High Rates; Flexible Terms; Traditional or Roth

Want to connect with an expert now?

Video Chat
video connect

Chat Face-to-Face With Citadel Video Connect

Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert

connect now

Find an ATM or Branch Near You