Individual Retirement Accounts
Compare Citadel’s Individual Retirement Accounts to find the best option for your retirement plan. We offer an IRA Money Market Account with a low minimum investment requirement and IRA Certificates with flexible terms and high rates. All of our accounts are available as Traditional or Roth IRAs.

The Smart Place to Save
**Citadel is recognized as a Forbes 2021 Best-in-State Credit Union and in the top 1 percent for returning value nationwide in the 2021 Callahan & Associates Return to Member scoring.
- IRA Money Market Account
- IRA Certificates
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Video Chat
Introducing Citadel Video Connect
We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.