Individual Retirement Accounts

Compare Citadel’s Individual Retirement Accounts to find the best option for your retirement plan. We offer an IRA Money Market Account with a low minimum investment requirement and IRA Certificates with flexible terms and high rates. All of our accounts are available as Traditional or Roth IRAs.

return to saver

The Smart Place to Save

*According to research firm Callahan & Associates, Citadel is ranked number one in Pennsylvania and the top 1% among all credit unions nationwide for returning value to savers.

*2019 ranking by Callahan & Associates

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  • IRA Money Market Account

    At a Glance:

    Our IRA Money Market account offers a low investment requirement and high IRA Rates. Take advantage of our retirement calculator to see how much you’d save. Learn more today.


    High Rates; Low Minimum Investment; Traditional or Roth

  • IRA Certificates

    At a Glance:

    Learn more about Citadel’s IRA certificate options, and calculate how much you’d save with various terms by using our retirement calculator.


    High Rates; Flexible Terms; Traditional or Roth

    Open an Account

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