Small Business & Commercial Banking
Business Banking
Citadel offers a full suite of dynamic products and services for small and commercial businesses in the Greater Philadelphia area that are looking for a better banking experience. Unlike traditional banks, Citadel is built upon the Credit Union’s not-for-profit status, which allows for a unique level of service and commitment to help build financially strong businesses that directly influence and care for our communities, families, and overall local economic health. With decades of deep experience across industries, our business & commercial banking experts are financial champions for their clients, ensuring strength, prosperity, and a relationship-based approach.
Loans & Credit Cards

Business Loans & Credit Cards
We believe that great rates on cost-effective financing empowers business leaders and creators to confidently do what they love while their businesses prosper. Choose from a variety of Vehicle & Equipment Loans, Lines of Credit, Business Real Estate Loans and credit cards to support working capital and manage cash flow obstacles along the way.
Online & Mobile Banking

Stream Our New Podcast
Now streaming on all major podcast platforms, Citadel’s Open for Business Philly Podcast covers a range of conversations with local business owners & experts about their journeys, challenges, and wins. Our own Tom Sebok, Chief Commercial Banking Officer, sits down with local guests to talk about what it means to be an entrepreneur and grow a strong business in the Greater Philadelphia area.
View articles and resources to help you manage and grow your business.
Explore NowFind an ATM or Branch Near You
* To qualify for Elite Banking, business members must maintain the following Citadel accounts and services: 1) an Elite Business Checking Account; AND 2) a Business High Yield Savings Account OR Business Money Market Account; AND 3) Elite Business Online Banking with ACH Origination OR a commercial loan. If any of these accounts or services are removed or closed at any time, the Elite Banking Membership benefits may no longer apply.



