Teach Your Kids to Save

Are you ready to teach your child smart saving habits? The Citadel Kids Club account is perfect for your family.

Kids Club Star Savings

When you open a Star Savings account for your child, they’re automatically enrolled in our Kids Club account. Kids Club members receive a birthday card every year for $10 to be redeemed and deposited at any Citadel branch, on every birthday, including your 12th birthday.

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Kids Club Star Savings Rates

*APY = Annual Percentage Yield. Read Full Disclosures.

Additional Features

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No fees apply until your child turns 132


  • Citadel is committed to helping you protect your hard-earned money.

  • All Citadel deposits are federally insured up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. government.

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*Kids Club Disclosures

View *Kids Club Disclosures

Federally insured by NCUA

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is dependent on account type. Fees may reduce earnings.

1Citadel is recognized as a Forbes 2021 Best-in-State Credit Union and in the top 1 percent for returning value nationwide in the 2021 Callahan & Associates Return to Member scoring.

2Account: Kids Club members will receive a birthday card to be redeemed and deposited at a Citadel branch, on every birthday, including your 12th birthday. Once your child turns 13, standard account fees will apply. Limit one Birthday Reward per eligible child, per year. The Savings account needs to be opened in child’s name, as primary account owner, to be eligible for Kid’s Club Birthday Reward.

Additional Information: During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party.