Teach Your Kids to Save
Kids Club
When you open a savings account for your child, they’re automatically enrolled in our Kids Club.
Low Minimum Balance
The account features a low minimum balance of $5.
Birthday Reward
Your child receives a birthday card redeemable for $10.* The card can be redeemed and deposited at any Citadel branch.
Competitive Rates
Competitive rates that increase as the account balance grows. Minimum balance to earn APY is $2,500.
Rates
Fees
$0
No fees apply until your child turns 13*
Security
- Citadel is committed to helping you protect your hard-earned money.
- All Citadel deposits are federally insured up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. government.
- Communicate with us securely through our Online Banking secure messaging system.
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*Kids Club Disclosures
Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY dependent on account type. Fees may reduce earnings.
*Kids Club members will receive a birthday card to be redeemed and deposited at a Citadel branch, on every birthday, up until 12 years old. Once your child turns 13, standard account fees will apply. Limit one Birthday Reward per eligible child, per year. The Savings account needs to be opened in child’s name, as primary account owner, to be eligible for Kid’s Club Birthday Reward.
Transaction Limitations:
- During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party.
Federally insured by NCUA.
