Teach Your Kids to Save

Are you ready to teach your child smart saving habits? The Citadel Kids Club account is perfect for your family.



No fees apply until your child turns 13*


  • Citadel is committed to helping you protect your hard-earned money.

  • All Citadel deposits are federally insured up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. government.

  • Communicate with us securely through our Online Banking secure messaging system.


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*Kids Club Disclosures

View *Kids Club Disclosures

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY dependent on account type. Fees may reduce earnings.

*Kids Club members will receive a birthday card to be redeemed and deposited at a Citadel branch, on every birthday, up until 12 years old. Once your child turns 13, standard account fees will apply. Limit one Birthday Reward per eligible child, per year. The Savings account needs to be opened in child’s name, as primary account owner, to be eligible for Kid’s Club Birthday Reward.


Transaction Limitations:

  • During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party.

Federally insured by NCUA.