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Earn 4.00% APY* on an 8 Month Business Certificate
Business Certificates
Right now, earn 4.00% APY* on new money deposits with our 8 Month Business Certificate!
To start building a solid foundation for your business, consider our Business Certificate. Also known as a Certificate of Deposit or CD, a Business Certificate from Citadel is flexible to your specific needs with a variety of terms and fixed rates of return.
Get started with a $500 minimum, or take advantage of an even better rate on large deposits of $75,000 or more.* Once the Certificate matures, you can renew it or access your original investment along with the return it earned.
Better Rates of Return
Earn more and make your money work for you, including bonus rates on larger deposits.
Convenient Online Tools
View your balance and manage your money from the office or on-the-go with simple, helpful tools.
A Relationship-Based Approach
Establish a genuine partnership with one of our experienced Relationship Managers.
Business Certificate Rates
Earn more on deposits of $75,000 or more.
APY = Annual Percentage Yield. Read Full Disclosures.
Build a better saving and spending plan for your business.
Get StartedSecurity
Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured by the NCUA up to $250,000 or more per customer.
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All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.
Federally insured by NCUA.
Applies to all certificates: Minimum deposit to open and earn standard APY is $500. Bonus APY available on certificates opened with a minimum deposit of $75,000 or more. You may not make any deposits to this Account after it is established. Your Account will automatically renew at maturity. You will have a grace period of 10 calendar days following maturity to make withdrawals from or deposits to Your Account. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal.
* 8-Month Certificate Offer: Maximum deposit is $1 Million per member. This offer is available for New Money deposits only. New Money is defined as funds not already on deposit at Citadel. Your account will automatically renew at maturity into a 12-month certificate at APY at that time. Citadel will impose a penalty if you withdraw any of the funds before the maturity date. Offer not available for public funds.
Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Offers may be modified or withdrawn at any time. Fees may reduce earnings.