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Looking for a Free Business Checking Account?
Essential Business Checking
Citadel’s Essential Business Checking Account is designed for businesses looking for simple, cost-effective banking. With no monthly fees or minimum balance,1 it helps you keep more of your money while managing daily operations.
Benefits
FEES1
BALANCE1
FEES2
TRANSACTIONS1
BANKING
Additional Features
- Free Contactless Debit Card - simply Tap & Go™ wherever you see the contactless symbol at checkout
- 25% discount on first order of checks
- Manage your cards and turn them on/off as needed with Card Control
- See which card is connected to your account in the card services tab in your checking or credit card account record in Online & Mobile Banking
- Account Alerts for fraud, spending limits, and more
- Online Banking with desktop Remote Deposit Capture available3
- Free Citadel Mobile App with Mobile Deposit
- Same day issuing of debit and credit cards at most Citadel branch locations
- Secure online and mobile banking tools
Opening an Essential Business Checking Account is simple! Get started today.
Open NowFind an ATM or Branch Near You
Frequently Asked Questions
Small businesses, startups, and sole proprietors benefit most from low-cost, flexible accounts like this.
Still have questions? Visit our help center.
All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.
1 Transactions are defined as any checks paid, withdrawals, deposits, debit card transactions, and ACH debits and credits. First 200 transactions each statement cycle are free. Any transaction thereafter incurs a $0.25 fee per transaction.
2 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner.
3 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.