Scam Alert: We’re aware of scammers impersonating Citadel by phone, text, and in person. Please know Citadel will never ask for your PIN, have you cut up a card, or send someone to your home.

Skip to Main Content

Citadel Credit Union

Personal

Personal Banking

Bank

Save

Borrow

Home Loan

Insure

Payments
Business

Business & Commercial

Who We Serve

Bank Accounts

Business Services

Loans & Credit Cards

Business Team
Wealth

Routing # 231380104

Bank
- Bank
  Ready. Set. Grow!
  
  Get the account that grows with you and earn a bonus up to $500!*
  
  Get Growing
Save
- Save
  Certificate Offer
  
  Save big during life's little moments when you choose a 24, 30, or 36 Month Certificate and earn 3.85% APY.^* ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Go Interest Free on Balance Transfers
  
  Move your other credit card balances to a Citadel Choice Mastercard® and pay 0% intro APR for 12 months!* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Citadel Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Payments
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Bank Accounts
- Business Bank Accounts
  Earn 3.85% APY on a 24, 30, or 36 Month Business Certificate^*
  
  Choose the term that works best for your business goals. ^*Additional terms apply.
  
  Learn More
Who We Serve
- Who We Serve
  - Small Business
  - Commercial Banking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Loans & Credit Cards
- Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Services
- Business Services
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Business Banking Team
- Our Business Banking Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

Explore Your Reward Options

Enjoy a variety of credit card rewards options and an always-simple redemption process.

Cashback Mall Rewards Mastercard Rewards

Credit Card Rewards

No matter which rewards card you have, redeeming your Citadel credit card rewards is simple. Cash Rewards cardholders can easily redeem cash back or shop through the Cash Back Mall, and Business, Rewards and World cardholders can choose between travel, cash back, merchandise, and more. Start rewarding yourself today!

Shop in the Cash Back Mall

Earn even more cash back with your Citadel Cash Rewards Mastercard when you shop at our Cash Back Mall.

Citadel Mastercard Rewards

Redeem for cash, travel, merchandise, gift cards, and more with Citadel Mastercard Rewards.

Manage Mastercard Rewards

Manage, redeem, and transfer rewards points through Mastercard Rewards.

Explore our credit card options.

Learn More

You’re Leaving Citadel’s Website

By proceeding, please note you will be leaving Citadel’s website. This linked site is not operated or monitored by Citadel Credit Union and our privacy and security policies do not apply. Citadel is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, accuracy, products, or services that are offered or expressed on other websites.

top