Checking Account Options to Meet Your Needs

Earn cash back every month, or enjoy no minimum balance. Either way, you’ll have access to convenient digital banking tools, surcharge-free ATMs across the country, and more.

Citadel Banking and Credit Cards

Citadel offers convenient, simple and free banking solutions that make your experience more valuable and rewarding. Choose from credit cards with low interest rates and cash back and checking accounts loaded with debit card rewards you can earn from everyday spending.

You can bank with us at any time, from anywhere with Citadel’s online and mobile banking solutions. If you’d rather come in and bank face-to-face, we’re conveniently located near you. Can't make it into a branch? Schedule an appointment with a local Citadel team member in-person or over the phone.

Learn more about Citadel's credit cards with low interest, checking accounts, cash back rewards, and more by contacting us today!

Checking Accounts

Citadel’s checking accounts offer 24/7 account management with online bill pay, mobile deposit, account alerts, and more. Compare the benefits of each Citadel Checking Account to find the right one for you.

Compare Credit Cards

Choosing the credit card that makes financial sense is easy when you compare Citadel's Mastercard® credit cards. You get low rates, security, and rewards—no matter which you choose.

Credit Card Rewards

Citadel offers a variety of credit card rewards and redemption options. Learn more about the types of rewards available and how to redeem. 

Contactless Payments

Contactless payments make paying faster, easier, and more secure. Simply tap to pay with your Citadel debit or credit card at checkout when you’re on-the-go.

Bank by Phone with Adel

Introducing Voice Banking With Adel! Get quick answers to common banking questions, complete account inquiries, and conduct routine transactions in a secure environment. Learn more!

Helping Your Business Succeed

Citadel offers solutions for businesses to help them thrive. We offer a variety of business loans, commercial mortgages, business checking accounts, and savings accounts. 

Online & Mobile Banking at Citadel

Citadel has digital banking tools to meet your needs. Deposit checks with your mobile device, pay bills online, check balances on the go, and more.

Citadel Express Banking

Citadel offers Express Banking Machines, letting customers transact conveniently and securely. Learn more about how our Express Banking offers more than the typical ATM.

Citadel Security Center

Citadel is dedicated to protecting our customers. Learn about our EMV technology, credit card security, and security updates.

Citadel Video Connect

Connect with us from the comfort of home with our secure, video banking tool. Chat face-to-face with a representative using your computer or mobile device. Learn more. 

Online Appointment Scheduling

Book an appointment with a local Citadel Team member in-person or over the phone. We look forward to meeting with you!

Why Bank With Citadel Credit Union?

Our members enjoy great rates, lower fees, exclusive benefits, superior customer service, and so much more.

Superior Member Service

At Citadel, we promise to go beyond merely meeting your banking needs to deliver a better experience with every interaction. Find out how we fulfill this promise every day.

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video connect

Introducing Citadel Video Connect

We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.

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