Financial Calculators

Use our easy‑to‑navigate calculators to plan, save, borrow, and budget with confidence. Each tool is designed to give you clear, accurate insights so you can compare options, understand your financial outlook, and make decisions that support your long‑term goals.

Auto Loan Calculator +

Auto Loan Calculator +

Considering purchasing a new or used vehicle? Use this calculator to determine how much your monthly payment could be, based on vehicle price and loan information.

Auto Refinance Calculator +

Auto Refinance Calculator +

Determine out how much you could reduce your monthly and total loan payments if you refinance your car loan with Citadel!

Budget Calculator +

Budget Calculator +

Figure out how much you can put away in savings based on your monthly income and spending

Certificate Calculator +

Certificate Calculator +

Certificates are a simple, risk free way to reach your savings goals. Use our certificate calculator to estimate how much you could earn. Enter your initial deposit, select your term, and add the APY to see your potential earnings at maturity. Citadel certificates are compounded monthly, not only do you earn interest on your initial deposit, but also on the interest you’ve earned.

Balance Transfer Calculator +

Balance Transfer Calculator +

Transferring your higher rate credit card balances to a lower rate credit card could help you chip away at your debt. Use this calculator to see just how much you could save.

Debt Consolidation Calculator +

Debt Consolidation Calculator +

Our debt consolidation calculator helps you determine if you should consolidate your debts into a single monthly payment. Consider including all of your debts such as credit cards, auto loans, medical debt, and personal loans.

HELOC Calculator +

HELOC Calculator +

Home Equity Lines of Credit (HELOC) give you access to funds based off the amount of equity in your home. This calculator will give you an idea of how much you could borrow with a HELOC.

Savings Goal Calculator +

Savings Goal Calculator +

This savings goal calculator will help you determine how much you’ll need to save each month in order to realize your next big purchase.

Savings Interest Calculator +

Savings Interest Calculator +

Use this calculator to estimate how much money you'll have in your savings account in the future.
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