Quick, Easy Access to the Money You Need. Personal, Low Interest Loans at Citadel.

Personal Loan

Investing in a low interest personal loan at Citadel is perfect for debt consolidation, making a large purchase, or covering an unexpected expense. With flexible terms to fit any budget, a personal loan with low interest rates is quick and easy to apply for online. In addition, customer's can also manage their loan and make payments through Online and Mobile Banking. Take advantage of Citadel's personal loan with low interest and starting consolidating your debit today!

Low Interest Rates

Personal loans with fixed, low interest rates for the life of your loan.

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Minimal Monthly Payments

Flexible terms and payments to fit any budget.

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Generous Loan Amounts

Borrow up to $20,000.

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Personal Loan Rates

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Additional Features

  • Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
  • Payment Protection – Protect your loan from the unexpected. Learn more
  • Low interest rates
  • Low monthly payments
Best For...
Controlling your monthly payment over a longer loan term
Consolidating multiple loans into one monthly payment
Customers seeking a personal loan with low interest
Reduced monthly payments

Loan Payment Calculator

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

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Loan Information

Loan Amount($)

$0 $1,000,000

Annual Intrest Rate(%)

0% 40%

Term of loan (months)

Payment Schedule

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*Agreements and Disclosures

View *Agreements and Disclosures

*Information accurate as of and is subject to change without notice. You must be at least 21 years of age to qualify. Incomplete application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. Loan amount and APR are based on credit worthiness. If approved for a loan, minimum loan is $500. Your APR will be between 9.99% and 17.99%. This offer may not be used to pay off or pay down any other Citadel loan.


APR = Annual Percentage Rate. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.


Upon approval, Citadel will open a savings account in your name and fund it with a $5.00 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.


All offers are subject to credit approval.