Lower Your Monthly Payment with a Personal Loan
Get a low monthly payment with our fixed-rate, low-interest unsecured personal loans that are perfect for debt consolidation, medical expenses, and more.
Low, fixed personal loan rates for the life of your loan.
Low Monthly Payments
Flexible terms and payments to fit any budget.
Generous Loan Amounts
Borrow up to $20,000.
Loan Payment Calculator
The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.
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*Agreements and Disclosures
*Information accurate as of and is subject to change without notice. You must be at least 21 years of age to qualify. Incomplete application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. Loan amount and APR are based on credit worthiness. If approved for a loan, minimum loan is $500. Your APR will be between 9.99% and 17.99%. This offer may not be used to pay off or pay down any other Citadel loan.
APR = Annual Percentage Rate. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.
Upon approval, Citadel will open a savings account in your name and fund it with a $5.00 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.