Explore Your Reward Options

Enjoy a variety of credit card rewards options and an always-simple redemption process.

Card Rewards

No matter which rewards card you have, redeeming your Citadel credit card rewards is simple. Cash Rewards cardholders can easily redeem cash back or shop through the Cash Back Mall, and Business, Rewards and World cardholders can choose between travel, cash back, merchandise, and more with Mastercard Rewards. Start rewarding yourself today!

Shop in the Cash Back Mall

Citadel’s Cash Back Mall gives you even more cash back on dining, shopping online, or in-store when you use your Citadel Cash Rewards Mastercard®. By shopping through the cash back sites with your Citadel Cash Rewards Mastercard, you earn an additional percentage cash back at hundreds of national and local retailers. Learn More!

Mastercard Rewards

Redeem for more today! You can turn your everyday spending into even more with your Mastercard Rewards. The points you earn when you make a purchase or payment with your Citadel Mastercard can be redeemed for what you want – cash, travel, and more. Below are a few rewards you can earn when you use your credit card:

  • Cash
  • Gift cards (major department stores, popular restaurants, and more)
  • Merchandise
  • Flights, hotels, cruises, and dream vacations

Maximize your rewards with Citadel’s Cashback Rewards Checking Account.

Learn More

Explore our Cash Back Mall and earn even more when you use your Citadel Cash Rewards Mastercard®.

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Frequently Asked Questions

How do I earn rewards points?

To earn reward points:

For Mastercard Rewards, every $1 spent earns you 1 point. There are 1.5% cash back on all purchases for our Mastercard Cash Rewards.

Does Citadel offer a cash rewards program?
Yes, Citadel does have a cash rewards program for our Cash Rewards Credit card.
What is my credit card limit?

To find out your credit card limit you will want to follow the below steps:

You may either log into online banking or contact Citadel to find out your current credit card limit.

Does Citadel offer credit cards with points for travel?
Our World credit card earns 2 points for air travel, hotels, and restaurant purchases for each $1 spent and 1 points for all other purchases for each $1 spent.

Still have questions? Visit our help center.