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COMING SOON: We’re introducing a new look for Citadel’s brand!

Over the next few weeks, you may see some changes on our website, as well as Online and Mobile Banking. As a valued member, we'll keep you informed as we start rolling out changes.   Learn More

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Explore Your Reward Options

Enjoy a variety of credit card rewards options and an always-simple redemption process.

Card Rewards

No matter which rewards card you have, redeeming your Citadel credit card rewards is simple. Cash Rewards cardholders can easily redeem cash back or shop through the Cash Back Mall, and Business, Rewards and World cardholders can choose between travel, cash back, merchandise, and more with Mastercard Rewards. Start rewarding yourself today!

Shop in the Cash Back Mall

Citadel’s Cash Back Mall gives you even more cash back on dining, shopping online, or in-store when you use your Citadel Cash Rewards Mastercard®. By shopping through the cash back sites with your Citadel Cash Rewards Mastercard, you earn an additional percentage cash back at hundreds of national and local retailers. Learn More!

Mastercard Rewards

Redeem for more today! You can turn your everyday spending into even more with your Mastercard Rewards. The points you earn when you make a purchase or payment with your Citadel Mastercard can be redeemed for what you want – cash, travel, and more. Below are a few rewards you can earn when you use your credit card:

  • Cash
  • Gift cards (major department stores, popular restaurants, and more)
  • Merchandise
  • Flights, hotels, cruises, and dream vacations

Maximize your rewards with Citadel’s Cashback Rewards Checking Account.

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Explore our Cash Back Mall and earn even more when you use your Citadel Cash Rewards Mastercard®.

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Frequently Asked Questions

How do I earn rewards points?

It's easy to earn points or cash back with Citadel Mastercards! Check out our options below:

  • World Mastercard: Earn 2X points per every dollar spent on hotels, restaurants, and airlines with no foreign transaction fees.
  • Cash Rewards Mastercard: Earn 1.5% cash back for every $1 spent on purchases. Cash rewards can be deposited right into your Citadel checking or savings account.
  • Rewards Mastercard: Earn 1 point for every $1 spent on purchases. Redeem points for gift cards, travel, and merchandise.
  • Business Mastercard: 2 points for every $1 spent on gas and office supplies; 1.5 points for every $1 spent on other purchases.
Does Citadel offer a cash rewards program?
Yes, Citadel does have a cash rewards program for our Cash Rewards Credit card.
 
What is my credit card limit?

To find out your credit card limit you will want to follow the below steps:


You may either log into online banking or contact Citadel to find out your current credit card limit.

Does Citadel offer credit cards with points for travel?
Our World credit card earns 2 points for air travel, hotels, and restaurant purchases for each $1 spent and 1 points for all other purchases for each $1 spent.
 

Still have questions? Visit our help center.