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Citadel Credit Union

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Routing # 231380104

Bank
- Bank
  Here for You. Not for Profit.
  
  We believe being a good partner means putting you first. Join us and discover a better way to bank.
  
  Feel The Love
Save
- Save
  Special 8 Month Certificate Offer - Earn 4.00% APY*
  
  Enjoy risk-free growth without locking up your cash for years! ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Access Your Home's Value with a Home Equity Line of Credit
  
  6-month intro rate as low as 3.99% APR & a variable rate as low as 6.75% after six months.^* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Citadel Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Payments
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Bank Accounts
- Business Bank Accounts
  Earn 4.00% APY on an 8 Month Business Certificate^*
  
  Enjoy risk-free growth without locking up your business's cash for years. ^*Additional terms apply.
  
  Learn More
Who We Serve
- Who We Serve
  - Small Business
  - Commercial Banking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Loans & Credit Cards
- Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Services
- Business Services
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Business Banking Team
- Our Business Banking Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

Annual Reports

Citadel’s annual reports recap each year’s successes and milestones. Read our reports from the past years.

View 2025 Report 2025 Financials

Annual Reports

2025 (View Report | Financials PDF)

2024 (View Report | Financials PDF)

2023 (View Report | Financials PDF)

2022 (View Report | Financials PDF)

2021 (View Report | Financials PDF)

2020 (View Report | Financials PDF)

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