Very Easy Experience
“Cathie, thank you so much for making this my Home Equity Loan a painless and very easy process!”
Ready for your next big project?
Access the funds you need with a Citadel Home Equity Loan. Take advantage of a low, fixed-rate loan to get help paying for large purchases, major expenses, home improvement projects, or to consolidate debt. You can borrow up to 95% of your primary home’s appraised value or 80% of your vacation home’s appraised value, minus outstanding mortgages. Apply now!
➜ Determine how much you can borrow
➜ Calculate your loan payments
➜ Review the loan requirements
➜ Discuss current home equity rates
*Offers are subject to credit approval. REG = Regular Rate. APR = Annual Percentage Rate. Read Full Disclosures.
Still have questions? Visit our help center.
Citadel is an Equal Housing Lender.
Fixed Home Equity Loans
Rates and APRs are based on a fixed rate established at the time of loan closing. The rate is based on your credit qualifications, loan to value, and lien position. You can also qualify for a .25% rate discount when you schedule automatic payments from a Citadel Federal Credit Union checking account. If the checking account is closed or the auto transfer is cancelled the borrower will be charged .25% higher as documented in Promissory Note and Autopay discount addendum.
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