Savings Accounts

Saving up for the holidays? Want an easy way to build a “rainy-day” fund? Citadel’s Holiday Club & Auxiliary Savings account lets you put money aside to grow with no minimum balance. At the end of each year, the funds you saved along with the interest you earned are automatically transferred to your Citadel Savings account to be used however you want.

Teach your kids smart savings habits as early as possible with Citadel’s Kids Club Savings account. When you open a Star Savings account for your child, they’ll automatically be enrolled in our Kids Club account. Kids Club members receive a birthday card every year for $10 to be redeemed and deposited at any Citadel branch, on every birthday up to and including their 12th birthday

Jump start your savings with Citadel’s Money Market account. This account has consistently higher interest rates that increase as your balance grows and a low minimum balance requirement. A money market is a great account for longer term savings that will provide you with a higher return on your funds.

When it comes to saving for retirement, you should feel like you’ve made a smart decision. Compare Citadel’s Individual Retirement Accounts to find the best option for your retirement plan. We offer an IRA Money Market Account with a low minimum investment requirement and IRA Certificates with flexible terms and high rates. All of our accounts are available as Traditional or Roth IRAs.