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Watch Your Business Savings Grow with 3.20% APY1

Earn more on your savings without tying up your money for long, restrictive terms when you open a Business High Yield Savings account from Citadel.

High-Yield Business Savings Account

This account helps businesses grow idle cash with higher interest rates while maintaining accessibility.  Maintain a balance of $5,000 or more to earn interest,2 and you'll save without tying up your funds for long, restrictive terms.2

Cash Management

Cash management tools that streamline payments, improve efficiency, and support your operations as you grow.

Connected Checking Accounts

Connect your Elite Checking account to your High Yield Savings for regular savings sweeps

Online Banking Tools

Manage your money 24/7 and increase your savings with mobile deposit or electronic transfer.

Business High Yield Savings Rate

Account
Benefits
COMPETITIVE
RATES1
FLEXIBLE
WITHDRAWALS3
SAVINGS
SWEEPS4
DIGITAL
BANKING TOOLS
FREE INVESTMENT
CONSULTATION

Find an ATM or Branch Near You

Opening a High Yield Savings account is simple! Get started today.

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Frequently Asked Questions

What is a high-yield savings account?

It offers higher interest compared to standard savings accounts. Learn More.

How can businesses maximize savings returns?

By using high-yield accounts and maintaining qualifying balances.

What is a savings sweep, and how does it work?

A savings sweep automatically transfers qualifying funds between your Elite Business Checking account and a connected Business High Yield Savings or Business Money Market account, helping you make the most of excess cash while maintaining liquidity.

Still have questions? Visit our help center.

All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.

1 All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is $5,000.

2Minimum Balance Requirements. You must maintain a daily balance of at least $5,000.00 in Your Account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that Your Account balance equals or exceeds the minimum daily balance requirements.

3 Transaction Limits: Three (3) free withdrawals or transfers per calendar quarter; $25 for each additional withdrawal or transfer during the same quarter.

4 Must be connected to an Elite Business Checking account and maintain minimum balance of $10,000 in the checking account.

5 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit Citadelbanking.com/atm.

6 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.

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