Make a Payment

To set up payments from an outside financial institution, you will need Citadel's routing number: 231380104. You will also need your Citadel account number. There are two easy ways to find your account number:

Billing Statement

Right at the top of your billing statement you can find your account number. This is also used to Enroll in Online and Mobile Banking. View the example below for reference.

Online and Mobile Banking:

• Login to Online Banking
• Select the loan you would like to review
• At the top of the Loan History, you will see all account details, including your account number.

We offer a couple of ways to set up recurring loan payments with Citadel.

Online Banking

Using Online Banking, you can add your external accounts and schedule your payment to recur every month or as a one time payment. Here are the steps to add your external account:

• After logging in Select "Accounts" > "Add External Accounts".
• Enter the account details for the account you are adding.
• Two small micro deposits will be made into the account you have added within 2 business days. Once you receive the two micro deposits in your External Account, log back into Online Banking and go to "Verify Your Account".
• To activate your Account, click on the link provided to view the list of your outstanding requests. You will need to know the amounts of both micro deposits to verify your External Account. You will not be able to make transfers to/from this External Account until your micro deposits have been verified.
• Once your external account setup has been completed, please proceed to 'Transfer Funds' under 'Transactions' and schedule your recurring payment from your external financial institution. 

Recurring Payment Form

You can also complete our Recurring Automatic Payment Form and send it to us:

• By Fax: 610-466-6419 (ATTN: Payments Support)
• By Mail: 520 Eagleview Boulevard, Exton, PA 19341
• In person at any Citadel branch

Need to pay bills online? Citadel offers an online payment option for your loan using another institution's debit card or eCheck. This is a great option if you need to make a payment right away. Payments are accepted and posted 7 days a week, 365 days a year and will post at approximately 9:00 p.m. every day. Make a payment now!

Please use the full account number as it appears on your Billing Statement to complete your payment: Example: 0000123456-0001

Make your secure payment now!

Citadel’s Online and Mobile Banking is the easiest and most flexible payment option. Once enrolled, you can schedule your loan payment from any financial institution or pay directly from your existing Citadel account.

Existing account holders:

As an existing Citadel account holder, making your loan payment is simple and easy! Just select 'Loans' from the main menu, then 'Loan Payments' from the list.

• Choose your 'From' account in the drop down menu
• Then select your loan account in the 'To' field. Use the drop down to choose the payment type you would like to make. Available Payment Types vary by loan. You may edit the payment amount, however, the amount may not be less than the minimum payment due.
• Click or tap 'Submit'.
• You will receive a confirmation screen once the payment has been submitted.

Adding and Transferring from an External Account:

Using Online Banking, you can add your external accounts and schedule your payment to recur every month or as a one time payment. Once your External Account is added, it will appear in your account list. Here are the steps to add your external account:

• After logging in Select "Accounts" > "Add External Accounts".
• Enter the account details for the account you are adding.
• Two small micro deposits will be made into the account you have added within 2 business days. Once you receive the two micro deposits in your External Account, log back into Online Banking and go to "Verify Your Account".
• To activate your Account, click on the link provided to view the list of your outstanding requests. You will need to know the amounts of both micro deposits to verify your External Account. You will not be able to make transfers to/from this External Account until your micro deposits have been verified.

IMPORTANT: Your six-digit account number is required to enroll in Online and Mobile Banking. You can find your account number on your Billing Statement. See example below.

Please note that you will need the six numbers between the first four zeroes and the last four zeroes listed in the account number displayed on the billing statement. Example: 0000-111111-0000.

Simply download the app from the Google Play or iTunes store and click the enroll option.

Citadel is just around the corner, so banking with us is always convenient! We gave several locations. Stop by any Citadel branch to make your payment. We would love to see you!

Our Branch Locator tool is built to help you find a location near you quickly and easily. Or view a list of all our locations.

Please send your Citadel loan payments to:

Citadel
P.O. Box 650
Exton, PA 19341