Built for Business, Backed by Experience
Commercial Banking & Financing
We’re here to help your business turn obstacles into opportunities. We’ll start by connecting you with a dedicated commercial relationship manager to serve as your trusted advisor and financial champion. But we don’t believe in one-size-fits-all banking. Our team will work closely with you to understand your company’s goals and challenges, then build a tailored package designed to support your specific needs.
We’ll help solve for cash flow volatility during seasonal or cyclical shifts, capital investment needs for expansion, M&A, or infrastructure upgrades, and working capital optimization along the way.

Small Business Administration (SBA) Loans
Citadel Credit Union is an SBA lender. Our experts can help you secure an SBA-guaranteed loan backed by the U.S. Small Business Administration. Contact us today to learn more about our SBA loan programs and other financing options that can help support growth, maximize cash flow, and provide financial stability for your business.
Citadel is an authorized SBA 7(a) Lender including the SBA Express Program.
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LISTEN NOWWhy Choose Citadel?
We’re a not-for-profit, member-owned credit union committed to helping people, businesses, and communities prosper. Not sure if you're eligible? Here's who can join.
Here’s why you’ll love banking with us:
Better rates & fewer fees
Focus on financial literacy & giving back
Personalized experiences, online & in-person
All it takes is a $1 deposit to join
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