Built for Business, Backed by Experience
Commercial Banking & Financing
We’re here to help your business turn obstacles into opportunities. We’ll start by connecting you with a dedicated commercial relationship manager to serve as your trusted advisor and financial champion. But we don’t believe in one-size-fits-all banking. Our team will work closely with you to understand your company’s goals and challenges, then build a tailored package designed to support your specific needs.
We’ll help solve for cash flow volatility during seasonal or cyclical shifts, capital investment needs for expansion, M&A, or infrastructure upgrades, and working capital optimization along the way.

Small Business Administration (SBA) Loans
Citadel Credit Union is an SBA lender. Our experts can help you secure an SBA-guaranteed loan backed by the U.S. Small Business Administration. Contact us today to learn more about our SBA loan programs and other financing options that can help support growth, maximize cash flow, and provide financial stability for your business.
Citadel is an authorized SBA 7(a) Lender including the SBA Express Program.
Stream inspiring conversations with local business owners in our podcast.
LISTEN NOWWhy Choose Citadel?
Citadel is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper.
Here’s why you should join us:
Better rates & low (or no!) fees
No tricks or hidden selling tactics
Personalized banking experiences, online & in-person
Open to anyone who lives or spends time in Southeast PA
All you need to do is open a $5 savings account to join



