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Need a Bigger, Better Checking Account?
Elite Business Checking Account
Designed for growing businesses, the Elite Business Checking Account offers advanced features that support higher transaction needs while helping your funds work harder.
Elite Business Checking Rates
Benefits
TRANSACTIONS1
DIVIDENDS
SAVINGS SWEEPS2
FEES3
BANKING
Additional Features
- Free Contactless Debit Card - simply Tap & Go™ wherever you see the contactless symbol at checkout
- 50% discount on your first order of checks
- Manage your cards and turn them on/off as needed with Card Control
- No monthly fees when you meet one of the account requirements4
- Account Alerts for fraud, spending limits, and more
- Free Citadel Mobile App with Mobile Deposit
- Same day issuing of debit and credit cards at most Citadel branch locations
Opening an Elite Business Checking Account is simple! Get started today.
Open NowFind an ATM or Branch Near You
Frequently Asked Questions
It’s a checking account designed for businesses with frequent transactions.
A savings sweep automatically transfers qualifying funds between your Elite Business Checking account and a connected Business High Yield Savings or Business Money Market account, helping you make the most of excess cash while maintaining liquidity.
Still have questions? Visit our help center.
All standard account requirements apply. Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.
1 Transactions are defined as any checks paid, withdrawals, deposits, debit card transactions, and ACH debits and credits. First 500 transactions each statement cycle are free. Any transaction thereafter incurs a $0.25 fee per transaction.
2 Must be connected to a Business High Yield Savings account or a Business Money Market account and maintain a minimum balance of $10,000 in the Elite Business Checking account.
3 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner.
4 The monthly service fee is $15 per month. Fee is waived for 90 days from the account open date. Avoid the $15 monthly service fee by meeting one of the following requirements each statement cycle: Average daily checking balance is $5,000 or more; $25,000 combined average daily balance in deposits and month end investment balances; and/or Merchant Services Enrollment with at least one merchant services deposit per month.
5 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.