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Banking & Financial Services for Business Like Yours

Serving local businesses in and around the Greater Philadelphia region

Small Business Banking

Starting and growing a small business comes with some big challenges — from managing day-to-day cash flow to finding the right financing to fuel growth. That’s where we come in. We’ll connect you with our dedicated business banking and financing experts to start by evaluating your needs, opportunities, challenges, and goals. From there, we’ll work together to build out solutions for every stage of your business and cashflow obstacle along the way.

That could include flexible checking and savings accounts, business credit cards with valuable rewards, working capital lines of credit, or SBA loans designed to make funding more accessible. We also offer powerful cash management solutions to help you stay on top of incoming payments, outgoing expenses, and everything in between.

Whether you’re opening your doors for the first time or looking to take your business to the next level, we’re here to help you navigate the financial side with confidence.

Bank Accounts +

Bank Accounts +

Citadel’s small business checking & savings accounts were built to empower your growing business to reach the next level. They’re a must-have for every local business.

Payments & Processing +

Payments & Processing +

You can tackle all things cash management with Citadel's industry leading merchant services, ACH origination, wire transfers, remote deposit capture, and payroll. It’s crucial for maintaining profitability and operating smoothly.

Business Credit Cards +

Business Credit Cards +

Citadel’s Business Rewards Mastercard helps you track spending and preserve cash flow while earning rewards. There’s no restriction on time in business and it comes with $0 fraud liability.

Loans & Lines of Credit +

Loans & Lines of Credit +

We offer financing options for property and equipment loans and support for working capital and everyday spending needs. Commercial real estate loans and lines of credit can help support operations and growth opportunities.

US Small Business Administration Lender Logo

Small Business Administration (SBA) Loans

Citadel Credit Union is an SBA lender. Our experts can help you secure an SBA-guaranteed loan backed by the U.S. Small Business Administration. Contact us today to learn more about our SBA loan programs and other financing options that can help support growth, maximize cash flow, and provide financial stability for your business.

Citadel is an authorized SBA 7(a) Lender including the SBA Express Program.

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Citadel Can Help Your Business Thrive

Caring for Communities

We don’t just help grow businesses. We help lift up communities. As a not-for-profit credit union, we’re all about giving back in the communities we serve. We invest in strengthening the economic vitality of the Greater Philadelphia region through donations, grants, volunteerism, donation drives, sponsorships, and more.

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