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Accelerate Your Savings with a Business Money Market

Maximize your savings with a competitive rate, low minimum balance, and multiple options to waive a monthly service charge.1

Business Money Market Account

A Business Money Market Account offers the perfect balance between earning potential and liquidity. With competitive rates and convenient access to your funds, it helps businesses grow savings while staying flexible.

Regular Savings Sweeps

Connect your Elite Checking account to your money market for regular savings sweeps.2

Online & Mobile Access

Manage your money 24/7 from the office or on-the-go with simple, helpful tools.

Cash Management Solutions

Do more with Merchant Services, payroll, HR and remote deposit capture.

Business Money Market Rates

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Account
Benefits
COMPETITIVE
RATES
WAIVE MONTHLY
FEE1
SAVINGS
SWEEPS2
NO ATM
FEES3
ONLINE & MOBILE
BANKING TOOLS

Additional Features

Opening a Business Money Market Account is simple! Get started today.

Get Started

Find an ATM or Branch Near You

Frequently Asked Questions

What is a business money market account?

It is a savings account that offers higher interest rates along with limited transaction capabilities.

How is a money market account different from a savings account?

Money market accounts typically offer higher rates and more flexibility than traditional savings accounts.

Is a business money market account a good choice?

Yes, it’s ideal for businesses that want to earn more interest while maintaining access to funds.

What is a savings sweep, and how does it work?

A savings sweep automatically transfers qualifying funds between your Elite Business Checking account and a connected Business High Yield Savings or Business Money Market account, helping you make the most of excess cash while maintaining liquidity.

Still have questions? Visit our help center.

All standard account requirements apply. Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.

1 The monthly service fee is $10 per month. Fee is waived for 90 days from the account open date. Avoid the $10 monthly service fee by meeting one of the following requirements each statement cycle: Average daily balance is $2,500 or more and/or maintain an Elite Business Checking account with Merchant Services Enrollment and at least one merchant services deposit per month.

2 Must be connected to an Elite Business Checking account and maintain minimum balance of $10,000 in the checking account.

3 The monthly service fee is $10 per month. Fee is waived for 90 days from the account open date. Avoid the $10 monthly service fee by meeting one of the following requirements each statement cycle: Average daily balance is $2,500 or more and/or maintain an Elite Business Checking account with Merchant Services Enrollment and at least one merchant services deposit per month.

4 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit Citadelbanking.com/atm.

5 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.

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