Flexible Rates & Terms on Citadel Business Certificates

Also known as a Certificate of Deposit or CD, a Business Certificate from Citadel can help you save over time to build a solid, long-term foundation for your business.

Business Certificates

To start building a solid, long-term foundation for your business, consider our Business Certificate. Also known as a Certificate of Deposit or CD, a Business Certificate from Citadel is flexible to your specific needs with a variety of terms and fixed rates of return.

Get started with a $500 minimum, or take advantage of even better rates on large deposits of $75,000 or more. Once the certificate matures, you can renew it or access your original investment along with the return it earned.

Additional Features

Business Certificate Rates

Earn more on deposits of $75,000 or more.

APY = Annual Percentage Yield. Read Full Disclosures.

Build a better saving and spending plan for your business.

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Security

Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.

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Agreements and Disclosures

View Agreements and Disclosures

All standard account requirements apply. Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.

* Citadel will impose a penalty if you withdraw any of the funds before the maturity date. The penalty imposed will equal 90 days of dividends on your account for account terms of one year or less; 180 days of dividends for account terms greater than one year and less than three years; and 365 days of dividends for account terms of three years or greater. We calculate all early withdrawal penalties on the principal amount withdrawn at the dividend rate in effect on the account on the withdrawal date. If your account has not earned enough dividends to cover an early withdrawal penalty, we deduct any dividends first and take the remainder of the penalty from your principal.

** Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.