Save More Today

Start saving more money with a Citadel Money Market account. You’ll enjoy a low minimum balance and a consistently higher rate that increases as your balance grows.

Money Market Account

Start saving more money with a Citadel Money Market account. You’ll enjoy a low minimum balance and a consistently higher rate that increases as your balance grows.

Additional Features

  • Free Online & Mobile Banking
  • Easy access to your money by simply writing a check or visiting any convenient Citadel branch
  • Multiple ways to save including direct deposit, mobile deposit, and online banking transfers

Money Market Rates

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How long until my savings reach my goal?

Use this calculator to determine how many years an existing savings account will take to reach your stated objective.

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Assumptions

Current savings balance($)

$0 $1,000,000

Desired savings goal($)

$0 $1,500,000

Before tax return on savings (-12 to 12%))

-12% 12%

Marginal tax bracket (-0 to 75%)

0% 75%
Calculate

Fees

$10

Monthly service fee, if balance requirement is not met; waived for 60 days following account opening*

$2

Paper account statement fee (excludes ages under 21 and age 70 years of age and older)

$5

Monthly inactivity fee**

Security

  • Citadel is committed to helping you protect your hard-earned money.

  • All Citadel deposits are federally insured up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. government.

  • Communicate with us securely through our Online Banking secure messaging system.

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*Money Market Disclosures

View *Money Market Disclosures

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is $2,500. Fees may reduce earnings.


*Balance Requirements:
After 60 days, the monthly service fee is waived if the average daily balance is $2,500 or more.


**Monthly Inactivity:
A $5.00 monthly inactivity fee will apply if there is no activity on any Citadel account for one year—this fee is waived if combined balance of all deposit accounts is $500 or more. Fee does not apply to primary account owners less than 13 years of age. Inactivity is defined as a 365-day period during which there were no customer-initiated transactions on any Citadel account.


Transaction Limitations:
During any calendar month, You may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party.


Federally insured by NCUA.