Never wonder if you're in the right account again
Ultimate Growth Checking Account
It’s a checking account boosted to the next level.
Want to make the most of every dollar you spend, save, and earn? With five tiers that automatically grow as you go, you'll never have to worry about switching accounts again. The more you grow your balance, the more your rewards and perks get boosted. Even at Tier 1, you'll start with a strong foundation where you can stay comfortably or build from there. Our Ultimate Growth Checking Account includes a sign-on bonus up to $1,000, no monthly fees, a High Yield Savings boost, credit card reward boost, and more to level up your entire wallet.
Explore The Tiers
Tier 1
No requirements
1.50% Credit Card Reward
High Yield Savings Boost
1 Free Withdrawal
1 Free Balance Inquiry
No Checking Interest Rate
No Monthly Fees
Stop Payment & Overdraft Fees Apply
Standard Wire Transfer Fees Apply
Unlimited Incoming Wire Transfers
New Member Sign-On Bonus: $100
Tier 2
$5,000 three-month average checking balance
1.75% Credit Card Reward
+0.02% APY High Yield Savings Boost
2 Free Withdrawals & Balance Inquiries
Surcharge Fees Apply
0.05% APY Checking Interest Rate
No Monthly Fees
Waived Stop Payment & Overdraft Fees Apply
1 Free Wire Transfer Per Month
Unlimited Incoming Wire Transfers
New Member Sign-On Bonus: $200
Tier 3
$15,000 three-month average checking balance
2.25% Credit Card Reward
+0.05% APY High Yield Savings Boost
6 Free Withdrawals & Balance Inquiries
6 Surcharges Refunded
0.10% APY Checking Interest Rate
No Monthly Fees
Waived Stop Payment & Overdraft Fees Apply
2 Free Wire Transfer Per Month
Unlimited Incoming Wire Transfers
New Member Sign-On Bonus: $500
Tier 4
$30,000 three-month average checking balance
2.50% Credit Card Reward
+0.10% APY High Yield Savings Boost
10 Free Withdrawals & Balance Inquiries
10 Surcharges Refunded
0.15% APY Checking Interest Rate
No Monthly Fees
Waived Stop Payment & Overdraft Fees Apply
2 Free Wire Transfer Per Month
Unlimited Incoming Wire Transfers
New Member Sign-On Bonus: $800
Tier 5
$60,000 three-month average checking balance
2.65% Credit Card Reward
+0.15% APY High Yield Savings Boost
10 Free Withdrawals & Balance Inquiries
10 Surcharges Refunded
0.20% APY Checking Interest Rate
No Monthly Fees
Waived Stop Payment & Overdraft Fees Apply
2 Free Wire Transfer Per Month
Unlimited Incoming Wire Transfers
New Member Sign-On Bonus: $1,000