Citadel is aware of recent news regarding the collapse of two major U.S. banks, and we assure our members that we remain in a safe and sound financial position. Learn more about how your funds are protected.

Learn More
Close Message

Need a Bigger, Better Checking Account? Meet Elite.

With more transactions per month, Citadel’s Elite Business Checking account can help your organization evolve to the next level.

Elite Business Checking Account

With up to 500 free transactions per month1 and unlimited access to Citadel's Business Tools and Relationship Managers, our Elite Business Checking account can do more to help your business thrive.

This account earns dividends and also includes optional savings sweeps when you connect your Business High Yield Savings or Business Money Market account2—so you can make smart money moves and get back to work.

Switch to Citadel

We make it easy to upgrade your current account to Citadel’s Elite Business Checking account. Choose to connect with one of our experienced Relationship Managers to discuss all the banking products and services that can take your company to the next level, or open an account online.

Additional Features

Elite Business Checking Rates

APY = Annual Percentage Yield. Read Full Disclosures.

Talk to a Relationship Manager to determine which accounts and services are right for your business.

Meet Our Team


Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.

secure, yellow security shield

Find an ATM or Branch Near You

Agreements and Disclosures

View Agreements and Disclosures

All standard account requirements apply. Information accurate as of and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.

1 Transactions are defined as any checks paid, withdrawals, deposits, debit card transactions, and ACH debits and credits. First 500 transactions each statement cycle are free. Any transaction thereafter incurs a $0.25 fee per transaction.

2 Must be connected to a Business High Yield Savings account or a Business Money Market account and maintain a minimum balance of $10,000 in the Elite Business Checking account.

3 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit

4 The monthly service fee is $15 per month. Fee is waived for 90 days from the account open date. Avoid the $15 monthly service fee by meeting one of the following requirements each statement cycle: Average daily checking balance is $5,000 or more; $25,000 combined average daily balance in deposits and month end investment balances; and/or Merchant Services Enrollment with at least one merchant services deposit per month.

5 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.