Our Investment Team

Citadel customers have access to the knowledge and expertise of our award-winning, CFS-registered* investment representatives. No matter which stage of life you’re in, our advisors can help you develop a personalized plan for the years ahead to build wealth, protect your assets, and make sound decisions that move you closer to your financial goals.

Personal Service You Can Count On

We know that retirement planning can be overwhelming. At Citadel, we believe you deserve a retirement plan that you can understand. That's why we've simplified the process. Our team of dedicated Financial Advisors will work with you to build a plan that's right for you.

Talk to us! Schedule a complimentary consultation at a Citadel Wealth Management Center or branch near you.


Our Investment Team

Robert Elwell, Senior Financial Advisor
Robert Elwell
Senior Financial Advisor
citadel-financial-credit-union-david-layo
David Layo
RICP® Wealth Advisor
citadel-financial-credit-union-ruthanne-monteleone
Ruthanne Monteleone
CFP®, Wealth Advisor
citadel-financial-credit-union-clint-smedley
Clinton R. Smedly
CFP®, CPWA®, CLU® Senior Financial Advisor
Seth Borders, CFP®, CPWA® Senior Financial Advisor
Seth Borders
CFP®, CPWA® Senior Financial Advisor
citadel-financial-credit-union-aj-hiller
AJ Hiller
Senior Financial Advisor
citadel-financial-credit-union-frank-cappriotti
Frank Capriotti
CFP®, Senior Financial Advisor
Jared Stanley, Senior Financial Advisor
Jared Stanley
CFP®, Senior Financial Advisor
Joseph Herron, Senior Financial Advisor
Joseph Herron
Senior Financial Advisor

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*Agreements and Disclosures

View *Agreements and Disclosures

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of Citadel, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Citadel has contracted with CFS to make non-deposit investment products and services available to Citadel members.


Check the background of these financial professionals on FINRA's BrokerCheck