Business Checking

All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.

^* Earn Up to $1,000 - New Account Cash Bonus & Rebate Offer: Earn a $450 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening. After meeting these requirements, earn an additional $300 by enrolling in one of Citadel’s Cash Management Solutions; Merchant Services, Payroll Services or ACH Origination and complete your first merchant deposit or first transaction within 90 days of account opening. Once you meet these requirements, and your checking account has been open 90 days, your bonus(es) will be paid within 10 business days.

Additional $250 Cash Rebate from First Data Merchant Services, LLC is applied for new qualified Citadel merchant members - Promotional offer expires December 31, 2024. This offer is available for qualified Citadel Credit Union merchant services members with an Elite Checking account who have not had a merchant services account processed by First Data Merchant Services, LLC within the last six months. New accounts are subject to standard credit approval and underwriting requirements. A $250 rebate applies to Clover devices valued more than $250. Rebate will be initiated to the merchant’s account within 60 days after the merchant’s account is activated. To be eligible for the rebate, the merchant must: (1) have a minimum processing volume of $100,000 annually; (2) must be credit approved between 6/1/2024 and 12/31/2024; (3) activate account by submitting a batch of $25 or more in sales within 30 days of approval date; and (4) sign a merchant processing agreement. Additional fees apply to certain Clover app’s software components, services and activated accounts. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Early termination fees apply. Offer not valid with any other offer and subject to change without notice. Terms and conditions apply per the merchant processing agreement.

© 2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

$300 Cash Bonus: Open a new Essential Business Checking account. Earn a $300 cash bonus with new money deposits of funds not currently on deposit with Citadel totaling $2,500 or more within the first 30 days (internal transfers excluded) and complete a minimum of 10 debit card purchases within the first 90 days. Once you meet these requirements, and your checking has been opened 90 days, your bonus will be paid within 10 business days

Bonus deposit(s) will be automatically deposited into your Citadel checking account if the account is in good standing at time of incentive processing. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.

New account cash bonus offer available to qualified new business checking customers only. Customer must not have closed a Citadel Business checking account within the last 12 months and/or previously received a checking new account bonus. Limit of one business checking bonus per business. Offer may not be combined with any other new account offer. New account cash bonus offer expires December 31, 2024, and may be modified or withdrawn at any time.

¹ Must be connected to a Business High Yield Savings account or a Business Money Market account and maintain a minimum balance of $10,000 in the Elite Business Checking account.

² Minimum balance to earn dividends is $5,000.

³ ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner.