Don’t Just Retire. Retire With Strength.
Retirement Planning
At Citadel, we understand everyone’s goals are different. Our award-winning team of CFS* Financial Advisors will help you build a personalized retirement plan. Let’s start the conversation. As our valued member, you receive a complimentary consultation.
- Retirement Income Preparation
- Social Security & Medicare Review
- Investment Management
- Legacy & Estate Mapping
Looking for an early retirement? Our retirement savings calculator below will help you meet your retirement planning objectives to help lock down an early retirement for your future.
Our Planning Approach
Your needs are our number one priority. When you meet with a Citadel CFS Financial Advisor, we will start by discussing your current financial situation and retirement goals to determine the best course of action for you.
What It Is
Our CFS Financial Advisors will look at your unique circumstances — income, expenses, and goals — to help you create a personalized blueprint for mapping out your retirement needs.
- Personalized, one-on-one service
- Accessibility to answer your questions
- A holistic approach
- Flexibility to do what’s best for you
What You'll Get
Analysis
Your CFS Financial Advisor will begin by assessing your present financial situation and evaluating your probability of having sustainable income throughout retirement based on your income versus expenses.
Implementation
After analyzing your finances and goals, your CFS Financial Advisor will help you understand the pros and cons of different accounts and build an investment strategy that is compatible with your timeline and level of risk tolerance.
Monitoring
Your CFS Financial Advisor will monitor your retirement account to help ensure that it continues to be the best fit. And when you’re ready to retire, we’ll create a plan to help you manage your retirement income.
Disclosures
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of Citadel, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Citadel has contracted with CFS to make non-deposit investment products and services available to Citadel members.
Are my current retirement savings sufficient?
Are my current retirement savings sufficient?
One method of retirement planning is to project what you are currently saving and have accumulated to date and see if you will have enough to meet your retirement objectives. Use this calculator to determine when/if the money will run out during retirement and it will recommend additional savings if required.
