Earn More. Save Faster. Make an Impact Sooner with 3.25% APY1

Earn more on your savings without tying up your money for long, restrictive terms when you open a Business High Yield Savings account from Citadel.

Business High Yield Savings Account

Take advantage of a competitive, variable rate at 3.25% APY1 and reach your savings goal sooner with Citadel’s Business High Yield Savings account. You’ll earn more without tying up your funds for long, restrictive terms, and you can waive the $10 monthly service charge with a $10,000 average daily balance (or when linked to an Elite Business Checking with Merchant Services).

Plus, you can continue to grow your balance with savings sweeps from your Elite Business Checking account, so your excess funds are automatically set aside without any extra effort from you or your team.

Additional Features

Business High Yield Savings Rate

Business High Yield Savings

APY = Annual Percentage Yield. Read Full Disclosures.

Let's discuss the best way to save for the future of your business.

Meet Our Team


Citadel is committed to helping you protect your hard-earned money. All deposits are federally insured up to $250,000 or more per customer.

secure, yellow security shield

Find an ATM or Branch Near You

Agreements and Disclosures

View Agreements and Disclosures

All standard account requirements apply. Information accurate as of and subject to change without notice. Fees may reduce earnings.

1 All rates expressed as Annual Percentage Yield (APY). Minimum balance to earn APY is $10,000.

2 The monthly service fee is $10 per month. Fee is waived for 90 days from the account open date. Avoid the $10 monthly service fee by meeting one of the following requirements each statement cycle: Average daily balance is $10,000 or more and/or maintain an Elite Business Checking account with Merchant Services Enrollment and at least one merchant services deposit per month.

3 Transaction Limits: During any calendar month, you may not make more than six withdrawals from or transfers to another Credit Union Account of Yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instruction, or by check, draft, debit card, if applicable, or similar order to a third party. One (1) free withdrawal or transfer per calendar quarter; $25 for each additional withdrawal or transfer during the same quarter.

4 Must be connected to an Elite Business Checking account and maintain minimum balance of $10,000 in the checking account.

5 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit Citadelbanking.com/atm.

6 Enrollment requires a separate purchase of a scanner - see Business Banking representative for details.