Credit Cards

Compare the features of Citadel’s credit cards to find the one that offers you the convenience, rewards, and low rates that meet your everyday needs. Take advantage of a generous Balance Transfer Bonus up to $300* on all credit cards with no Balance Transfer fees.

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  • Citadel Cash Rewards Credit Card

    At a Glance:

    Earn while you spend! Citadel’s Cash Rewards MasterCard® pays you for every $1 spent. Earn 1.5% cash back on everyday purchases.

    Rates as Low as:

    12.49%

    APR

    Features:

    Cash Back Rewards; Low APR; Save on Fees

    Apply Online
  • Citadel Rewards MasterCard

    At a Glance:

    Enjoy the best credit card rewards with the Citadel Rewards MasterCard® and a low fixed rate. Our rewards card comes with no annual fee or balance transfer fee. Start earning rewards today!

    Rates as Low as:

    9.99%

    APR

    Features:

    Robust Rewards; Save on Fees; Fixed Rate

    Apply Online
  • Citadel Choice MasterCard

    At a Glance:

    Citadel’s Choice MasterCard® offers our lowest rate with no annual fee or balance transfer fee. Great for those interested in balance transfers and carrying a balance.

    Rates as Low as:

    8.24%

    APR

    Features:

    Generous Credit Limits; Low APR*; No Annual Fees

    Apply Online
  • Citadel World MasterCard

    At a Glance:

    Citadel World MasterCard® holders enjoy some of the best rewards for travelers. Earn double rewards points on hotels, airlines, and restaurants with no foreign transaction fees.

    Rates as Low as:

    11.49%

    APR

    Features:

    Double Points; No Foreign Transaction or Annual Fees; Great APR

    Apply Online

*Agreements and Disclosures

View *Agreements and Disclosures

*Information accurate as of and is subject to change without notice. See products pages for additional information. APR=Annual Percentage Rate. APY=Annual Percentage Yield. Interest rates vary based upon product and credit worthiness. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change.


*Balance Transfer Bonus: We will credit your primary Citadel savings account with 3% of the amount of balance transferred from a non-Citadel credit card, up to a maximum credit of $300 within any 12 month period. Credit will be made within 60 days from date of the transfer. Account must be active and in good standing at the time the funds are deposited. Minimum transfer amount is $500. Offer valid for new and existing Citadel MasterCard® credit card customers. No balance transfer fees. Ask for full details. Offer may be withdrawn at any time.


Applicants must be at least 18 years of age.

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