Plan for Your Financial Future
Financial Planning Services
It’s never too early (or too late) to set financial goals, but achieving them requires a clear picture of your personal finances and an understanding of the services and strategies available to support your goals. The Financial Planning services at Citadel, available through CUSO Financial Services, L.P. ("CFS") can help.
What It Is
Our Financial Advisors (registered through CFS*) will share their extensive experience and up-to-date knowledge to help you make financially sound decisions now, and at every stage of life. We’ll work closely with you to create a detailed financial plan tailored to meets your specific needs, including saving for college or retirement, reducing your tax burden, protecting your income, and building wealth through investment and saving strategies.
What You'll Get
Analysis
Your Financial Advisor will assess your personal financial situation—including income, expenses, assets, liabilities, and current insurance coverage—and provide you with an initial risk assessment.
Implementation
After this thorough analysis, your Financial Advisor will help you implement a financial plan that includes products, services, and tax-efficiency strategies that align with your goals.
Monitoring
Shifts in your finances, changes in the markets, or new tax laws may affect your strategy over time. Your Financial Advisor will monitor your plan and work with you to make adjustments and set new goals as needed.
Disclosures
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of Citadel, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Citadel has contracted with CFS to make non-deposit investment products and services available to Citadel members. CUSO Financial Services, L.P. (CFS) does not provide tax or legal advise. For such guidance, please consult your tax and/or legal advisor.
Are my current retirement savings sufficient?
Are my current retirement savings sufficient?
One method of retirement planning is to project what you are currently saving and have accumulated to date and see if you will have enough to meet your retirement objectives. Use this calculator to determine when/if the money will run out during retirement and it will recommend additional savings if required.
