Citadel Credit Union
  • Personal Banking
  • Business Banking
  • Personal

    Personal Banking

    Credit Cards Bank
    Loans Borrow
    Loans Save
    Mortgage Home Loans
    Invest Wealth & Retire
    Payments Payments
  • Business

    Business Banking

    Citadel Business Checking Business Checking
    Citadel Business Savings Business Savings
    Citadel Business Tools Business Tools
    Citadel Industry Solutions Industry Solutions
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    Citadel Medical Banking Medical Banking
Routing # 231380104
  • Bank
    • Bank
      • Checking Accounts
      • Teen Debit Accounts
      • Credit Cards
      • Credit Card Rewards
      • Contactless Payments
      • Adel, Our Virtual Assistant
      • Online & Mobile Banking
      • Citadel Express Banking
      • Citadel Video Connect
      • Online Appointment Scheduling
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      Checking Built For You

      Love earning cash back? Don’t want requirements or fees? Either way, we’ve got you covered!

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  • Save
    • Savings Accounts
      • High Yield Savings
      • Star Savings
      • Certificates
      • Holiday Club & Auxiliary Savings
      • Kids Club
      • Money Market
      • Individual Retirement Accounts
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      4.40% APY* on 18 & 24 Month Certificates

      Save more for your future. *Additional terms apply.

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  • Borrow
    • Borrow
      • Credit Cards
      • Mortgage and Home Loan Center
      • Personal Loans
      • Payment Protection
      • Auto & Motorcycle Loans
      • Auto Refinance
      • Student Loans
      Embrace your happy place
      A HELOC Can Help Make Your Home Your Own

      Intro rates as low as 1.99% APR*. Variable rates as low at 8.25% APR*. *Additional terms apply.

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  • Wealth & Retire
    • Wealth & Retire
      • Our Investment Team
      • Retirement Planning
      • Financial Planning
      • Estate Planning & Wealth Transfer
      • IRA Rollover Assistance
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      What Will Your Retirement Look Like?

      Let's plan your future today. Schedule your complimentary consultation with one of our CFS* advisors.

      Get Started
  • Insure
    • Insure
      • Medicare Insurance
      • Auto Insurance
      • Homeowners and Renters Insurance
      • Life Insurance
      • Accidental Death & Dismemberment Insurance
      • Hospital Accident Insurance
      • ID Theft Protection
      Meet with our Medicare specialists
      Let’s Navigate Medicare Together

      Citadel offers dedicated Medicare Specialists to help you better prepare and understand your Medicare options.

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  • Learn & Plan
    • Learn & Plan – Financial Education
      • Running a Business
      • Living in Retirement
      • Starting a Family
      • Nearing Retirement
      • Personal Finance 101
      • Estate Planning
      • Buying a House
      • Getting Married
      • Saving & Preparing for College
      Planning for The Future
      Looking For Ways to Grow Your Nest Egg?

      When it comes to saving wisely and investing for your future, Citadel has plenty of great options to help you reach your goals.

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  • Payments
    • Payments
      • Auto Loan Center
      • Loan Payment Frequently Asked Questions
      24/7 Alerts & Reminders
      Real-Time Account Alerts

      Manage your loan and stay current on statements, payments, and more with personalized alerts and reminders.

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  • Business Checking
    • Business Checking
      • Elite Business Checking
      • Essential Business Checking
      Business Checking
      Meet Elite

      With more transactions per month, our Elite Business Checking account can help your business evolve.

      CHECK IT OUT
  • Business Savings
    • Business Savings
      • Business Savings
      • Business Money Market
      • Business High Yield Savings
      • Business Certificates
      Mother and child watering plants
      4.40% APY* on 18 & 24 Month Certificates

      Save more for your business's future. *Additional terms apply.

      Learn More
  • Business Loans
    • Business Loans & Credit Cards
      • Business Rewards Mastercard
      • Business Real Estate Loans
      • Vehicle & Equipment Loans
      • Business Line of Credit
      • Talk to a Business Banking Expert
      Citadel Business Rewards Mastercard
      Flexible Working Capital

      We can help manage your cash flow with flexible funding options like a Business Line of Credit.

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  • Business Tools
    • Business Tools
      • Cash Management Solutions
      • Online & Mobile Banking Tools
      Business tools
      Streamline Operations

      Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.

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  • Industry Solutions
    • Industry Solutions
      • Who We Serve
      • Medical Banking
      Industry solutions
      Businesses Like Yours

      Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.

      LEARN MORE
  • Business Banking Team
    • Business Team
      • Anil Punjwani
      • Jerry Quinn
      • Susan Gluszynski
      • Eric Murchison
      • Chris Hansen
      • John Stauffer
      • Kevin Martin
      • Kye Kreutzberger
      • Jennifer Rodriguez
      • Phil Sutliff
      Business banking team
      Articles & Tips

      Get inspired with helpful articles and free resources for business leaders.

      READ MORE

Branch Hours

Mon-Thurs
8:30 a.m.-5:00 p.m.
Friday:
8:30 a.m.-6:00 p.m.
Saturday:
9:00 a.m.-1:00 p.m.

Customer Service

(800) 666-0191

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    • Credit Cards
    • Mortgage and Home Loan Center
      • Talk to a Home Loan Expert
        • Home Loan Contact Form
        • John Alberici
      • Purchase a Home
      • First-Time Home Buyer
      • Citadel Mortgages
        • Fixed Rates for Mortgages
      • Adjustable Rate Mortgage (ARM)
      • Refinance Your Home
        • Traditional Refinance
        • Condensed Refinance
        • Easy Refinance Program
      • Borrow Using the Equity in My Home
        • Home Equity Line of Credit
        • Home Equity Loan
      • Manage My Citadel Home Loan
    • Personal Loans
      • Personal Loan
      • Personal Line of Credit
    • Payment Protection
    • Auto & Motorcycle Loans
      • GAP Coverage
    • Auto Refinance
    • Student Loans
      • Smart Option Student Loan® for Citadel by Sallie Mae®
      • Graduate Student Loans
      • Citadel Scholarship Search
  • Thank you for your Payoff Request

Thank you for your Payoff Request

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Thank you for your payoff request.

We will process within 24 business hours.

Learn about all of Citadel's Mortgage Loan products.

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Routing #

231380104

Branch Hours: Mon - Thurs: 8:30 a.m.-5:00 p.m.

Friday: 8:30 a.m.-6:00 p.m.

Saturday: 9:00 a.m.-1:00 p.m.

(800) 666-0191

Customer Service

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Building Strength Together

Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities. We are your Citadel, and we are Building Strength Together.

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