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Citadel Credit Union

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Routing # 231380104

Bank
- Bank
  Lifelong Value From Just One Checking Account
  
  Ultimate Growth Checking is the free account that does more for your money. Switch today and get up to a $500 bonus!* Additional terms apply.
  
  Explore This Account
Save
- Save
  Special 20 Month Certificate Offer - Earn 4.35% APY*
  
  Secure a standout rate and enjoy guaranteed long-term growth for your savings! ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Access Your Home's Value with a Home Equity Line of Credit
  
  6-month intro rate as low as 3.99% APR & a variable rate as low as 7.00% APR after six months.^* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Citadel Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Payments
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Bank Accounts
- Business Bank Accounts
  Earn 4.35% APY on a 20 Month Business Certificate^*
  
  Secure a standout rate and enjoy guaranteed long-term growth for your business savings. ^*Additional terms apply.
  
  Learn More
Who We Serve
- Who We Serve
  - Small Business
  - Commercial Banking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Loans & Credit Cards
- Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Services
- Business Services
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Business Banking Team
- Our Business Banking Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

Explore Your Reward Options

Enjoy a variety of credit card rewards options and an always-simple redemption process.

Cashback Mall Rewards Mastercard Rewards

Credit Card Rewards

No matter which rewards card you have, redeeming your Citadel credit card rewards is simple. Cash Rewards cardholders can easily redeem cash back or shop through the Cash Back Mall. Business, and World cardholders can choose between travel, cash back, merchandise, and more. Start rewarding yourself today!

Citadel Mastercard Rewards

Redeem for cash, travel, merchandise, gift cards, and more with Citadel Mastercard Rewards.

Manage Mastercard Rewards

Manage, redeem, and transfer rewards points through Mastercard Rewards.

Explore our credit card options.

Learn More

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