Reassurance and Confidence
“Citadel allows me to conduct and manage my personal business with reassurance and confidence.”
Commercial Mortgages Built For You
We offer commercial real estate mortgages for owner-occupied and investment properties with flexible terms and financing options built to fit your needs. Our commercial mortgages allow you to finance up to 75% of the purchase amount with no prepayment penalties.
Borrow up to $20 million for owner-occupied or investment properties.
Loan terms up to 120 months with amortization up to 25 years.
Our investment mortgages are structured for simplicity to give you options.
Citadel is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper. We provide our members with all things banking, plus the educational resources and guidance to build and maintain financial security.
Here’s why you should join us:
Better rates & low (or no!) fees
No tricks or hidden selling tactics
Personalized banking experiences, online & in-person
Open to anyone who lives or spends time in Southeast PA
All you need to do is open a $5 savings account to join
*Rates expressed as Annual Percentage Rate (APR). Rates are accurate as of and are subject to change without notice.
Offer subject to receipt of a complete Citadel application package, credit approval and other conditions. Terms offered are available for business purpose loans only with adequate property valuation (maximum LTV of 75%) and first mortgage position required. Loans may be subject to commitment and documentation fees, as applicable. Other terms, conditions, fees and restrictions may apply.
The mortgaged property must be for commercial use. Offer not available to applicants with an existing Citadel commercial mortgage. Property, flood and/or title insurance may be required. Loans are available on commercial properties in PA, NJ, MD, and DE. Please contact a Citadel representative for details.
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