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Commercial Mortgages Built For You

Secure the property your business deserves. Explore our flexible loan options and competitive rates below.

Owner-Occupied & Investment Real Estate Commercial Mortgages

Loan amounts up to $20 million

We offer commercial real estate mortgages for owner-occupied and investment properties with flexible terms and financing options built to fit your needs. Our commercial mortgages allow you to finance up to 75% of the purchase amount with no prepayment penalties.

Additional Features

  • No Prepayment Penalty
  • Flexible Payment Terms
  • Loans up to $20 million

Speak with a Commercial Loan Expert

John Hamilton, Commercial Loan Officer
John Hamilton
Commercial Loan Officer
Kye Kreutzberger
Kye Kreutzberger
Senior Relationship Manager
John Stauffer
John Stauffer
Senior Relationship Manager
Chris Hansen, Senior Relationship Manager, Business Banking
Chris Hansen
Senior Relationship Manager
Jerry Quinn, Senior Relationship Manager, Business Banking
Jerry Quinn
Senior Relationship Manager
Karen Rhodes
Karen Rhodes
Senior Relationship Manager

Why Choose Citadel?

forbes best-in-state credit union

Citadel is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper. We provide our members with all things banking, plus the educational resources and guidance to build and maintain financial security.

Here’s why you should join us:

single checkmark Better rates & low (or no!) fees
single checkmark No tricks or hidden selling tactics
single checkmark Personalized banking experiences, online & in-person
single checkmark Open to anyone who lives or spends time in Southeast PA
single checkmark All you need to do is open a $5 savings account to join

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Best For...
Multi-Family Properties
Office Buildings
Flex-Space & Warehouses
Retail Properties

Get started today with a Citadel Commercial Mortgage.

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*Commercial Mortgage Disclosures

View *Commercial Mortgage Disclosures

*Rates expressed as Annual Percentage Rate (APR). Rates are accurate as of and are subject to change without notice.

Offer subject to receipt of a complete Citadel application package, credit approval and other conditions. Terms offered are available for business purpose loans only with adequate property valuation (maximum LTV of 75%) and first mortgage position required. Loans may be subject to commitment and documentation fees, as applicable. Other terms, conditions, fees and restrictions may apply.

The mortgaged property must be for commercial use. Offer not available to applicants with an existing Citadel commercial mortgage. Property, flood and/or title insurance may be required. Loans are available on commercial properties in PA, NJ, MD, and DE. Please contact a Citadel representative for details.

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