Scam Alert: We are aware of scammers impersonating Citadel representatives by phone, text, and in-person visits. Citadel will never ask for your PIN or sensitive information, never instruct you to cut up your debit or credit card AND keep the chip intact, and never send anyone to your home to retrieve a card. If you receive a call, text, or visit claiming otherwise, it is a scam. Call 800-666-0191 immediately.

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Interested in learning more about Citadel's business lending and financing options? Our experts can help get to know your business goals and provide a custom solution. Submit the form below and a loan specialist will be in touch shortly.


*Please note: As Citadel is a community credit union, a sole proprietor or company can apply for a commercial loan with us if the principal location / operations of the business are in the following Pennsylvania counties:

Bucks, Chester, Delaware, Lancaster, Montgomery, Philadelphia.

Alternatively, the principal owners of the business may qualify for membership if they reside or work in the stated counties. Establishment of a business account will be required upon approval of any commercial loan product. We will not process an inquiry for businesses that do not qualify for membership.

**Please note: Start-up businesses (defined as less than two years in operation) – Citadel generally requires that a company be operating for at least two years and demonstrate cash flow generation during that period. Business MasterCard requests are the exception to this requirement. Citadel will consider maximum Business MasterCard limits up to $5,000.00 for start-up businesses.

Disclaimer: By providing your contact information, you consent to receiving calls and/or text (“SMS”) messages from us including those made by use of an automatic telephone dialing system (“ATDS”) about our relevant content, products and services. Standard messaging & data rates apply

Citadel Credit Union routing number

Routing #

231380104

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Branch Hours: Mon - Fri 9:00 a.m.-5:00 p.m.

Saturday: 9:00 a.m.-1:00 p.m. *Hours may vary by location

Please Note: New 2026 branch hours have taken effect. Visit Citadelbanking.com/Locations for details.

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(800) 666-0191

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