The Banking Experience You Deserve

We offer great rates, superior customer service, convenience, and much more. Plus for a limited time - we’ll give you a $250 Bonus* when you open a new, FREE Checking Account!


You deserve better. In fact, you deserve the best. Locally owned for more than 80 years and proudly serving the community, Citadel provides trusted advice, consistently better rates, and Citadel Class Service to everyone we serve. 

Banking You Can Trust

Citadel is proud to offer transparent banking. Unlike many commercial banks, we believe in honest and fair fees.

Awarded & Recognized

We’ve been nationally ranked and awarded for our competitive rates, providing value to our customers, and for overall performance.

We'll Pay You to Switch

For a limited time, we’ll give you a $250 Bonus* when you open a new, FREE Checking Account. Learn More today!


Open an account today!

Open Today!

Hear From Our Customers

Why Citadel?

We're different. Really.

Here are just a few of the things that set Citadel apart.



in the Nation For Customer Value



Happy Customers



Billion in Assets

I originally joined the Credit Union in 1953, when it was Atlantic Refining Credit Union. I saw it change to Lukens Steel Credit Union and then Citadel. I have banked at many of the branches including Paoli and Thorndale. When we moved to Hatboro, I was pleased to find out a branch opened, right around the corner, in Warminster! I have found the representatives in all branches to be very friendly, knowledgeable, and efficient.

Marshall S.

Consistently High Rates on Certificates


Branch Locations

Find an ATM or Branch Near You

*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. All rates expressed as Annual Percentage Yield (APY).

*Bonus Rewards

This limited time offer may be withdrawn at any time. All standard account requirements apply. $50 minimum deposit to open account. The offer may not be combined with any other offer. Bonus rewards points available to new checking customers only; One offer per household, per lifetime. Customer must not have closed a Citadel checking account within the last 12 months. To receive bonus rewards points customer must contact Citadel by calling (877) 780-1615 or visit a branch after making a minimum of three (3) signature-based transactions using their Citadel debit card within 30 days after account opening. Bonus reward points will be awarded within 60 days after Citadel confirms the requirements have been met. Bonus points must be requested within 6 months of meeting the promotion requirements. There is 5 year expiration on unredeemed points. Earn one (1) point for every $3 of signature-based transactions with your Citadel Debit MasterCard®. 250 Reward points cash redemption value accurate as of and subject to change. Redemption values differ depending on the redemption category. Must be a PA resident to qualify for the promotion.

Monthly Inactivity:

A $5.00 monthly inactivity fee will apply if there is no activity on any Citadel account for one year—this fee is waived if combined balance of all deposit accounts is $500 or more. Fee does not apply to primary account owners less than 13 years of age. Inactivity is defined as a 365-day period during which there were no customer-initiated transactions on any Citadel account in which case a $5 inactivity fee will be applied to each checking, savings, and money market account, if the combined balance of all deposit accounts is less than $500.

Federally insured by NCUA.