What types of purchases qualify to earn cash back?
Cashback Rewards will be calculated at month end on net debit and credit card
purchases (purchases minus any credits or returns) that post to your account each statement cycle. ATM withdrawals, credit card cash advances, and credit card balance transfers are not considered purchases and will not earn Cashback Rewards. A Citadel debit or credit card
must be linked to your Cashback Rewards Checking Account
to earn Cashback Rewards on purchases.