Small Business & Commercial Banking

Our local experts are here to help you customize a premium product package that’s tailored to your organization’s current needs and scalable for future growth.

Business Banking

Citadel offers a full suite of dynamic products and services for small and commercial businesses in the Greater Philadelphia area that are looking for a better banking experience. Unlike traditional banks, Citadel is built upon the Credit Union’s not-for-profit status, which allows for a unique level of service and commitment to help build financially strong businesses that directly influence and care for our communities, families, and overall local economic health. With decades of deep experience across industries, our business & commercial banking experts are financial champions for their clients, ensuring strength, prosperity, and a relationship-based approach.

Business Checking
Business Checking Business Checking

Business Checking

Business Checking Accounts

Both of Citadel’s business checking accounts have day-to-day expenses covered. Choose from our Essential Business Checking or Elite Business Checking accounts to help your growing business reach the next level.

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Business Savings
Business Savings Business Savings

Business Savings

Citadel Business Savings

Business Savings Accounts

Be prepared for unplanned business expenses or save for future endeavors with a variety of savings options, including our Business High Yield Savings Account, Money Market accounts, and Business Certificates.

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Loans & Credit Cards
Loans & Credit Cards Loans & Credit Cards

Loans & Credit Cards

Citadel Business Loans

Business Loans & Credit Cards

We believe that great rates on cost-effective financing empowers business leaders and creators to confidently do what they love while their businesses prosper. Choose from a variety of Vehicle & Equipment Loans, Lines of Credit, Business Real Estate Loans and credit cards to support working capital and manage cash flow obstacles along the way.

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Payments & Processing
Payments & Processing Payments & Processing

Payments & Processing

Two business owners working at a laptop

Payments & Processing

Cash flow management is key to maintaining profitability and operating smoothly. You can tackle payments & processing with Citadel's industry leading solutions for merchant services, ACH origination, wire transfers, remote deposit capture, and payroll.

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Online & Mobile Banking
Online & Mobile Banking Online & Mobile Banking

Online & Mobile Banking

business banking online and mobile banking tools

Online & Mobile Banking Tools

Citadel's Online & Mobile Banking includes features and tools designed specifically for business users. You’ll get a single, streamlined view of your finances with everything in one place, so you can tackle payments, transfers, transactions, and more.

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Small Business Banking +

Small Business Banking +

Get help with everything you need to run your small business efficiently. Together, we’ll build a custom banking & financing package with purposeful, affordable pricing that empowers you to do what you love while your business prospers.

Commercial Banking +

Commercial Banking +

Connect with a dedicated commercial relationship manager to serve as your trusted advisor and financial champion. You’ll get comprehensive banking and financing solutions for your enterprise, including vehicle & equipment loans, commercial mortgages, credit cards, merchant services, ACH origination, and more.

Citadel Open for Business Philly Podcast Logo

Stream Our New Podcast

Now streaming on all major podcast platforms, Citadel’s Open for Business Philly Podcast covers a range of conversations with local business owners & experts about their journeys, challenges, and wins. Our own Tom Sebok, Chief Commercial Banking Officer, sits down with local guests to talk about what it means to be an entrepreneur and grow a strong business in the Greater Philadelphia area.

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View articles and resources to help you manage and grow your business.

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Find an ATM or Branch Near You

To qualify for Elite Banking, business members must maintain the following Citadel accounts and services: 1) an Elite Business Checking Account; AND 2) a Business High Yield Savings Account OR Business Money Market Account; AND 3) Elite Business Online Banking with ACH Origination OR a commercial loan. If any of these accounts or services are removed or closed at any time, the Elite Banking Membership benefits may no longer apply.

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