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Shorten Your Mortgage Term
Refinance your mortgage for a shorter term of 15 years or less with Citadel’s Condensed Refinance. If you have some room in your budget to put more toward your mortgage each month – switching to a shorter loan term can be a smart move.
With Citadel’s Condensed Refinance, you’ll save thousands on interest over the life of your loan with a shorter term. In addition, you’ll enjoy a low, fixed fee at closing, and few requirements to speed up the process. A shorter mortgage term also means you’ll pay off your mortgage sooner and build equity faster.
Apply for a Citadel Condensed Refinance loan or talk to a home loan experts to learn more!
*Offers are subject to credit approval. REG = Regular Rate. APR = Annual Percentage Rate. Read Full Disclosures.
Fixed closing cost fee
“We had a car loan with Citadel, and after attempting to refinance with our current mortgage company, we decided to try Citadel. I'm so glad we did. The whole process couldn't have been easier from the initial application process to the final document preparation. The portal made everything very simple to view and upload, and I was kept informed of the status every step of the way from application through disbursement. I will definitely be sharing my positive experience with anyone who will listen!”
Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.
On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:
✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert
Citadel is an Equal Housing Lender.
Condensed Refinance
Rate expressed as Annual Percentage Rate (APR), and is subject to change without notice. Offer can be withdrawn at any time. APR shown is for first-lien position loans up to 80% Loan-To-Value (LTV) on single-family owner-occupied properties in PA, NJ, MD, and DE. Various APRs and terms are available. There is no title insurance policy regardless of loan amount, however, loan amounts over $400,000 will require an appraisal. Lender fees will apply. Other restrictions may apply. LTVs below 80% may escrow taxes at request of homeowner. Offer is subject to credit approval, income verification, title search, and appraisal. Existing mortgage loans must be current and have no late payments in the last 12 consecutive months. Property insurance is required. If the collateral is determined to be in an area that has special flood areas, flood insurance will be required as well. Property cannot be a co-op or mobile home. *Rate as of .
