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We’re sorry, but our Personal Loans offer has expired. Please call (800) 666-0191 with any questions.

This Offer Has Expired

We're sorry, this offer has expired. Visit our Personal Loans page to learn more. 

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Personal Loan Rates

Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.

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Additional Features

  • Skip-a-Pay: With Citadel’s Skip-a-Pay, you can skip your loan payment for the next month it’s due. Log in to Online Banking and find out if you have an eligible loan today.
  • Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
  • Payment Protection – Protect your loan from the unexpected. Learn more
  • Low interest rates
  • Low monthly payments
Best For...
Controlling your monthly payment over a longer loan term
Consolidating multiple loans into one monthly payment
Customers seeking a personal loan with low interest
Reduced monthly payments

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Loan Payment Calculator

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

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Loan Information

Loan Amount($)

$0 $1,000,000

Annual Intrest Rate(%)

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Term of loan (months)

Payment Schedule

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Chat Face-to-Face With Citadel Video Connect

Citadel's Video Specialists are just a few clicks away with Video Connect. Skip the trip to the branch office and video chat safely and securely from your preferred location. Learn More.

On your laptop, desktop, or mobile device, our Video Specialists can help you complete almost any banking-related task:

✔ Open a new account
✔ Add a product to a current account
✔ Apply for a loan
✔ Talk to a business banking expert

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*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days, we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500 and maximum loan amount is $20,000.

*Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires July 11, 2022.

**APRs for Personal Loan range from 5.99% - 17.99%. The maximum term available for the 5.99% APR is 36 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.

Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.

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