Citadel Credit Union

Personal

Personal Banking

Bank

Borrow

Save

Home Loans

Wealth & Retire

Payments
Business

Business Banking

Business Checking

Business Savings

Business Tools

Industry Solutions

Business Team

Medical Banking

Routing # 231380104

Bank
- Bank
  Get $300 on Us
  
  For a limited time, get a $300 when you open any new checking account! Additional terms apply.
  
  Learn More
Save
- Save
  4.50% APY* on 30-Month Certificates
  
  Also available, 4.25% APY* on 20-month certificates.* Additional terms apply.
  
  Learn More
Borrow
- Borrow
  0% Intro APR* for 15 Months
  
  Pay no interest until 2024 on all purchases with a new credit card from Citadel.
  
  Learn More
Wealth & Retire
- Wealth & Retire
  Partner With Our CFS Advisors
  
  Build strength for tomorrow. Schedule your complimentary consultation today.
  
  Get Started
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers dedicated Medicare Specialists to help you better prepare and understand your Medicare options.
  
  Learn More
Learn & Plan
- Learn & Plan – Financial Education
  Looking For Ways to Grow Your Nest Egg?
  
  When it comes to saving wisely and investing for your future, Citadel has plenty of great options to help you reach your goals.
  
  Learn More
Payments
- Payments
  - Auto Loan Customer Center
  - Loan Payment Frequently Asked Questions
  Real-Time Account Alerts
  
  Manage your loan and stay current on statements, payments, and more with personalized alerts and reminders.
  
  Enroll Now

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  CHECK IT OUT
Business Savings
- Business Savings
  Grow Your Savings With an Exclusive Business Certificate
  
  For a limited time, get a special rate on 20-and 30-month business certificates. Additional terms apply.
  
  Learn More
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  - Who We Serve
  - Medical Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
  LEARN MORE
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

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How do I use the Pay with Rewards App?

Frequently Asked Question

Pay with Rewards can be used anywhere Mastercard is accepted. By using the Pay with Rewards mobile app, you can determine how many points you’d like to redeem, along with where and when you’d like to redeem them.

The following merchants do not qualify for Pay with Rewards: hotels, car and truck rental agencies, gas stations, and cruise ships. Please refer to the Terms & Conditions for additional information.