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Citadel Credit Union

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Wealth

Routing # 231380104

Bank
- Bank
  The Account That Grows With You
  
  It's got five tiers that grow as you go. And for a limited time, earn up to a $400 bonus when you open your account.*
  
  Get Growing
Save
- Savings Accounts
  Earn 4.35% APY on a 36 Month Certificate^*
  
  Or, earn 4.25% APY^* on a 30 Month Certificate and save big during life's little moments. ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Consolidate Debt with a HELOC
  
  Intro rate as low as 3.99% APR & a variable rate as low as 7.50% after six months.^* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Make a Payment to Citadel
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Business Savings
- Business Savings
  Earn 4.35% APY on a 36 Month Business Certificate^*
  
  Or, earn 4.25% APY^* on a 30 Month Business Certificate.^*Additional terms apply.
  
  Open Now
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  - Who We Serve
  - Healthcare Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
  LEARN MORE
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

If I upgrade from a Cash Rewards Checking Account to Ultimate Growth Checking, will I lose my unredeemed rewards?

If I upgrade from a Cash Rewards Checking Account to Ultimate Growth Checking, will I lose my unredeemed rewards?

Frequently Asked Question

Unredeemed rewards are deposited into the checking account automatically as part of the account upgrade process, so you don’t lose them. You do not need to redeem rewards prior to upgrading to Ultimate Rewards Checking.

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