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Citadel Credit Union

Personal

Personal Banking

Bank

Borrow

Save

Home Loans

Wealth & Retire

Payments
Business

Business Banking

Business Checking

Business Savings

Business Tools

Industry Solutions

Business Team

Medical Banking

Routing # 231380104

Bank
- Bank
  Checking Built For You
  
  Love earning cash back? Don’t want requirements or fees? Either way, we’ve got you covered!
  
  Compare Accounts
Save
- Savings Accounts
  Earn 5.05% APY* on a 14 Month Certificate
  
  Or get 5.00% APY^* on a 12 Month Certificate. ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Earn a $150 Cash Bonus With Our Cash Rewards Mastercard^®
  
  Spend $1,000 in the first 90 days^*of opening and get $150 on us. ^*Additional terms apply.
  
  Learn More
Wealth & Retire
- Wealth & Retire
  Build a Custom Strategy for All of Life's Phases
  
  Our CFS^* Financial Advisors can help you understand and implement the right strategies to support your financial plan. ^*Investments offered through CFS, L.P.
  
  Get Started
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers dedicated Medicare Specialists to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Payments
  Real-Time Account Alerts
  
  Manage your loan and stay current on statements, payments, and more with personalized alerts and reminders.
  
  Enroll Now

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Business Savings
- Business Savings
  Earn 5.05% APY* on a 14 Month Business Certificate
  
  Or get 5.00% APY^* on a 12 Month Business Certificate. ^*Additional terms apply.
  
  Open Now
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  - Who We Serve
  - Healthcare Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
  LEARN MORE
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

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Can the variable rate decrease?

Frequently Asked Question

Yes. The variable rate may decrease.

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