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Citadel Credit Union

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Routing # 231380104

Bank
- Bank
  Lifelong Value From Just One Checking Account
  
  Ultimate Growth Checking is the free account that does more for your money. Switch today and get up to a $500 bonus!* Additional terms apply.
  
  Explore This Account
Save
- Save
  Special 32 Month Certificate Offer - Earn 4.20% APY*
  
  Secure a standout rate and enjoy guaranteed long-term growth for your savings! ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Access Your Home's Value with a Home Equity Line of Credit
  
  6-month intro rate as low as 3.99% APR & a variable rate as low as 7.00% APR after six months.^* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Citadel Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Payments
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Bank Accounts
- Business Bank Accounts
  Earn 4.20% APY on a 32 Month Business Certificate^*
  
  Secure a standout rate and enjoy guaranteed long-term growth for your business savings. ^*Additional terms apply.
  
  Learn More
Who We Serve
- Who We Serve
  - Small Business
  - Commercial Banking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Loans & Credit Cards
- Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Services
- Business Services
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Business Banking Team
- Our Business Banking Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

Can the variable rate decrease?

Frequently Asked Question

Yes. The variable rate may decrease.

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