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Citadel Credit Union

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Wealth

Routing # 231380104

Bank
- Bank
  Open a New Checking Account & Get $350^*
  
  Plus, access a variety of financial wellness tools, like free credit score monitoring in Online & Mobile Banking! ^*Additional terms apply.
  
  See How
Save
- Savings Accounts
  Earn 4.20% APY on a 6 or 12 Month Certificate^*
  
  It's a low-risk way to save big during life's little moments. ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Unlimited 2.5% Cash Back on All Purchases^*
  
  It's comfort and joy and a little extra cash with our Cash Rewards credit card. ^*Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Make a Payment to Citadel
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Business Savings
- Business Savings
  Earn 4.20% APY on a 6 or 12 Month Business Certificate^*
  
  It's a low-risk way to save more to support the future of your business. ^*Additional terms apply.
  
  Open Now
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  - Who We Serve
  - Healthcare Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
  LEARN MORE
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

How do I manage Overdraft Protection and Courtesy Pay options in Online & Mobile Banking?

How do I manage Overdraft Protection and Courtesy Pay options in Online & Mobile Banking?

Frequently Asked Question

You can manage both your Overdraft Protection and Courtesy Pay options in Online & Mobile Banking.

From the 3-dot ellipses menu, choose 'Overdraft Protection'. You are able to select Overdraft Options for your accounts as well as opt in or out of Debit Card Courtesy Pay.

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