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Learn & Plan – Financial Education

Citadel not only provides the financial tools and accounts that help you manage your money, but also the educational resources to help you build financial strength. Expand your knowledge, learn new skills, and be able to make more informed decisions about your financial well-being by exploring the articles below.

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Wait for Rates to Go Down?

Compare the pros and cons of waiting for rates to come down before buying a house.

Which Mortgage is Right for You?

Compare the pros and cons between various mortgage types to determine which option might be right for your next home.

Saving Tips for New Homeowners

Money-Saving Tips for New Homeowners: Get some helpful hints to better manage your spending.

When to Get an Adjustable Rate Mortgage

Compare the pros and cons between a fixed rate mortgage and an adjustable rate mortgage to determine which option might be right for your next home.

5 Questions to Ask a Mortgage Lender

Asking a few simple questions of your mortgage lender can help you prepare for a loan long before you sign the final paperwork. Read More.

Homebuyer Tips to Save Money

With Citadel, first-time homebuyers in Pennsylvania can save money to better prepare for the future. Learn more

Own the Home Buying Process

Prepare yourself financially and take charge of buying a home.

First-Time Homebuyer’s Guide

Buying your first home is an exciting milestone. Check out our first-time homebuyers guide to learn how to navigate the homebuying process in Pennsylvania.

Buying in a Seller’s Market

It’s no secret that the housing market is hot, with sellers often benefitting. Here are tips for purchasing when the market’s not in your favor.

Renting vs. Buying a House

Renting vs. buying is an age-old question. To help determine what’s best for you and your financial situation, we’ve weighed the pros and cons.

What It's Like to Apply for a Mortgage

Is it better to get a mortgage from a credit union or bank? Knowing how each institution differs—and what’s needed to apply—can help you decide. Learn more!

Mortgage 101: First Time Buyer’s Guide

If you’re still wondering what a mortgage is, we have the answer. In our guide, we go over everything, from how to qualify to what your options are.

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