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Business Checking Built for Work
Choose What Works
Citadel’s business checking accounts were built to empower your growing business to reach the next level. Choose from Essential Business Checking with no monthly fee or minimum balance, or upgrade to Elite Business Checking that earns dividends and offers optional savings sweeps.1
One you get set up, you can streamline payments and keep track of everything with our Cash Management Solutions:
- 24/7 Online & Mobile Banking
- ACH Origination
- Wire Transfers
- Remote Deposit Capture
- Payroll & HR
- Merchant Services
Our team of specialized experts can help you find exactly what you need to exceed your goals and build a meaningful, lasting partnership.
Compare Business Checking Accounts
Recommended
More transactions per month
Elite Business Checking
• Up to 500 free transactions per month2
• Multiple ways to waive the $15 monthly fee3
Earns Dividends
Optional savings sweeps1
• 50% discount on first order of checks
Free Debit Card
Free Transactions at Citadel ATMs
No Foreign ATM Fees from Citadel4
Essential Business Checking
• Up to 200 free transactions per month2
• No monthly fee or balance requirement
Earns Dividends
Optional savings sweeps
• 25% discount on first order of checks
Free Debit Card
Free Transactions at Citadel ATMs
No Foreign ATM Fees from Citadel4
Citadel Credit Union Business Checking Accounts: All standard account requirements apply. Information accurate as and subject to change without notice. All rates expressed as Annual Percentage Yield (APY). Fees may reduce earnings.
1 Free Transactions: Transactions are defined as any checks paid, withdrawals, deposits, debit card transactions, and ACH debits and credits. Elite Business Checking: First 500 transactions each statement cycle are free. Any transaction thereafter incurs a $0.25 fee per transaction. Essential Business Checking: First 200 transactions each statement cycle are free. Any transaction thereafter incurs a $0.25 fee per transaction.
2 Savings Sweeps: Only available with an Elite Business Checking Account. Checking account must be connected to a Business High Yield Savings account or a Business Money Market account and maintain a minimum balance of $10,000 in the Elite Business Checking account.
3 ATM transactions at non-Citadel ATMs may be subject to a surcharge from the ATM owner. For a list of ATMs with no surcharge, visit Citadelbanking.com/atm.
4 Elite Business Checking Account monthly service fee is $15 per month. Fee is waived for 90 days from the account open date. Avoid the $15 monthly service fee by meeting one of the following requirements each statement cycle: Average daily checking balance is $5,000 or more; $25,000 combined average daily balance in deposits and month end investment balances; and/or Merchant Services Enrollment with at least one merchant services deposit per month.
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