Scam Alert: We are aware of scammers impersonating Citadel representatives by phone, text, and in-person visits. Citadel will never ask for your PIN or sensitive information, never instruct you to cut up your debit or credit card AND keep the chip intact, and never send anyone to your home to retrieve a card. If you receive a call, text, or visit claiming otherwise, it is a scam. Call 800-666-0191 immediately.

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Why is my Mortgage or Home Equity payoff amount different than my principal balance?

Frequently Asked Question

The payoff balance includes principal balance plus the following:

  • Interest due
  • Outstanding late charges/fees (if applicable)
  • Loan satisfaction fee
  • Less any the escrow balance (if applicable).

 

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