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What is a required escrow account minimum balance and how is it calculated?

Frequently Asked Question

Under Federal Law, we are allowed to maintain a minimum balance or a cushion of funds in your Escrow Accounts. We use this cushion as safeguard to cover any unanticipated disbursement, or disbursement made before borrower’s payments are available in the account. Your minimum balance is equal to one month of escrow payment.


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