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If I pay my escrow account shortage, can my payment stay the same?

Frequently Asked Question

Unfortunately, no; even if you pay your shortage, your mortgage payment will still increase if your property taxes and/ or homeowner’s insurance increase from the previous year. Your new escrow payment is calculated based on the total tax and insurance disbursement to be made from your escrow account this year. This total is divided by twelve months to arrive at your new monthly escrow payment.


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