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Citadel Credit Union

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Routing # 231380104

Bank
- Bank
  Checking Built For You
  
  Love earning cash back? Don’t want requirements or fees? Either way, we’ve got you covered!
  
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Save
- Savings Accounts
  Earn 5.05% APY* on a 6 Month Certificate
  
  Or, earn 4.90%^* on a 12 Month Certificate and save big during life's little moments. ^*Additional terms apply.
  
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Borrow
- Borrow
  Embrace Your Happy Place With a Home Equity Line of Credit
  
  Introductory APR as low as 3.99% and variable APR as low as 8.50%.^* ^*Additional terms apply.
  
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Wealth & Retire
- Wealth & Retire
  Build a Custom Strategy for All of Life's Phases
  
  Our CFS^* Financial Advisors can help you understand and implement the right strategies to support your financial plan. ^*Investments offered through CFS, L.P.
  
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Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
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Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
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Payments
- Make a Payment to Citadel
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
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Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
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Business Savings
- Business Savings
  Earn 5.05% APY* on a 6 Month Business Certificate
  
  Or, earn 4.90%^* on a 12 Month Business Certificate and save big during life's little moments. ^*Additional terms apply.
  
  Open Now
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
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Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
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Industry Solutions
- Industry Solutions
  - Who We Serve
  - Healthcare Banking
  Businesses Like Yours
  
  Our team has extensive experience supporting a wide variety of businesses and industries, including healthcare.
  
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Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
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I pay mortgage insurance premiums monthly. Why isn’t that listed in Box 5 (Mortgage insurance premiums) on my Form 1098?

I pay mortgage insurance premiums monthly. Why isn’t that listed in Box 5 (Mortgage insurance premiums) on my Form 1098?

Frequently Asked Question

Box 5 (Mortgage insurance premiums) applies only to loans closed after December 31, 2006. Also, Box 5 may not be reported on Form 1098 if the deduction for mortgage insurance premiums paid is not extended for the current tax year. For more information about the deductibility of mortgage insurance, see the Schedule A (Form 1040) instructions at IRS.gov.

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