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Routing # 231380104

Bank
- Bank
  The Account That Grows With You
  
  It's got five tiers that grow as you go. And for a limited time, earn up to a $400 bonus when you open your account.*
  
  Get Growing
Save
- Savings Accounts
  Certificate Offer
  
  Save big during life's little moments when you choose a 24, 30, or 36 Month Certificate and earn 4.25% APY.^* ^*Additional terms apply.
  
  Learn More
Borrow
- Borrow
  Embrace Your Happy Place With a HELOC
  
  Intro rate as low as 3.99% APR & a variable rate as low as 7.50% after six months.^* Additional terms apply.
  
  Learn More
Insure
- Insure
  Let’s Navigate Medicare Together
  
  Citadel offers a dedicated Medicare Specialist to help you better prepare and understand your Medicare options.
  
  Learn More
Financial Wellness
- Financial Wellness
  Security: Fight & Report Fraud
  
  Help us keep your accounts safe and learn what scams to be on the lookout for by visiting the security section of our website.
  
  Visit Security
Payments
- Make a Payment to Citadel
  Make a Payment. Improve Your Score.
  
  Did you know consistently making on time payments can help boost your credit score? Our Online & Mobile Banking offers free credit score monitoring so you can see your progress.
  
  Log In

Business Checking
- Business Checking
  - Elite Business Checking
  - Essential Business Checking
  Meet Elite
  
  With more transactions per month, our Elite Business Checking account can help your business evolve.
  
  Open Now
Business Savings
- Business Savings
  Earn 4.25% APY on a 24, 30, or 36 Month Business Certificate^*
  
  Choose the term that works best for your business goals. ^*Additional terms apply.
  
  Learn More
Business Loans
- Business Loans & Credit Cards
  Flexible Working Capital
  
  We can help manage your cash flow with flexible funding options like a Business Line of Credit.
  
  Learn More
Business Tools
- Business Tools
  - Cash Management Solutions
  - Online & Mobile Banking Tools
  Streamline Operations
  
  Find tools to automate Payroll & HR, Merchant Services by Clover, and Remote Deposit Capture.
  
  VIEW ALL
Industry Solutions
- Industry Solutions
  Stream Our New Podcast
  
  Hear conversations with local business owners about their journeys, challenges, and successes.
  
  Listen Now
Business Banking Team
- Business Team
  Articles & Tips
  
  Get inspired with helpful articles and free resources for business leaders.
  
  READ MORE

How much do I need for a down payment?

Frequently Asked Question

At least 3% down plus money for your closing costs. We can help you calculate the amount you need.

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